Lender intelligence
Financing a vending machine operators acquisition in West Virginia
The SBA 7(a) lenders funding the most vending machine operators acquisitions in West Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance vending machine operators in West Virginia
$700K
Typical loan
range $700K–$700K
$778K
Est. purchase price
≈ loan ÷ 90%
$104,028
Cash to close
$77,778 down + fees
$9,058/mo
Typical payment
~9.5% · 10yr
$125,000/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
2 days
Typical time to fund
1
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in vending machine operators · West Virginia
Ranked by funded vending machine operators acquisitions in West Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public vending machine operators loan history in West Virginia to rank lenders yet. See vending machine operators lenders nationwide →
1+ funded Vending Machine Operators in West Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- WV Water Tech LLC in Shepherdstown, WV — $700K (2021) · purchase · UniBank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $630K (90%)
- Approval → funding
- 2 days
- Approved
- 9/14/2021
- First disbursed
- 9/16/2021
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Vending Machine Operators
If you were the buyer here
- Est. deal size
- $778K
- Est. down payment (10%)
- $78K
- Est. cash at closing
- $104K
- Monthly payment
- $7,771
- Annual debt service
- $93K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UniBank
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to vending machine operators businesses with a West Virginia project address.
Agent summary
How to finance a vending machine operators acquisition in West Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded West Virginia deals. CapBench is not a lender.
- $250K typical loan
- 1 lenders active in West Virginia
- 1+ funded West Virginia deals
- 2 days typical to fund
Buyers buying a vending machine operators in West Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.