Financing a veterinary services acquisition in Pennsylvania

State:

The SBA 7(a) lenders funding the most veterinary services acquisitions in Pennsylvania, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance veterinary services in Pennsylvania

$954K

Typical loan

range $482K–$1.97M

$1.06M

Est. purchase price

≈ loan ÷ 90%

$145,292

Cash to close

$105,956 down + fees

$12,339/mo

Typical payment

~9.5% · 10yr

$170,278/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

6.4%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in veterinary services · Pennsylvania

Ranked by funded veterinary services acquisitions in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.

1.19 loans · $5M · Bessemer, ALFull record →

4+ funded Veterinary Services in Pennsylvania deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Keystone Veterinary Services in Shelocta, PA — $482K (2023) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
8.45% fixed
Term
180 mo (15 yrs)
SBA guaranteed
$362K (75%)
Approval → funding
5 days
Approved
12/29/2022
First disbursed
1/3/2023
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$536K
Est. down payment (10%)
$54K
Est. cash at closing
$72K
Monthly payment
$4,732
Annual debt service
$57K
Cash flow needed (1.25×)
$71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
CollyerVet PLLC in Shelocta, PA — $236K (2023) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
7.65% variable
Term
120 mo (10 yrs)
SBA guaranteed
$177K (75%)
Approved
11/23/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$262K
Est. down payment (10%)
$26K
Est. cash at closing
$35K
Monthly payment
$2,820
Annual debt service
$34K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
DSUSC, LLC in Pittsburgh, PA — $954K (2022) · purchase · Firstrust Savings Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$715K (75%)
Approval → funding
13 days
Approved
12/2/2021
First disbursed
12/15/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$106K
Est. cash at closing
$145K
Monthly payment
$10,114
Annual debt service
$121K
Cash flow needed (1.25×)
$152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Firstrust Savings Bank · Lender record →
Your business? Claim this record · Request removal
HAH Animal Center LLC in Lancaster, PA — $2.0M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
4.5% fixed
Term
180 mo (15 yrs)
SBA guaranteed
$1.8M (90%)
Approval → funding
22 days
Approved
7/7/2021
First disbursed
7/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$219K
Est. cash at closing
$301K
Monthly payment
$15,070
Annual debt service
$181K
Cash flow needed (1.25×)
$226K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Financing a veterinary services deal in Pennsylvania? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to veterinary services businesses with a Pennsylvania project address.

Agent summary

How to finance a veterinary services acquisition in Pennsylvania with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Pennsylvania deals. First Financial Bank funds the most here. CapBench is not a lender.

$1.4M typical loan
3 lenders active in Pennsylvania
4+ funded Pennsylvania deals
13 days typical to fund

Buyers buying a veterinary services in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All veterinary services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/veterinary-services/pennsylvania
API:: https://www.capbench.com/api/public/lenders?industry=veterinary-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.