SBA lending record

Down Island, LLC

2780 US HIGHWAY 98, Santa Rosa Beach, FL 32459 · Cafeterias, Grill Buffets, and Buffets. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$250K

Total SBA financing

Loan on record

FY2020

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$250,000 — FY2020

Gross approval: $250,000
SBA guaranteed: $187,500 (75%)
Status: Paid in full
Rate at approval: 4.5% f
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/5/2020
First disbursement: 5/31/2020
Days to fund: 87 days
Paid in full: 6/30/2023
Collateral: None
Jobs supported: 77
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Cafeterias, Grill Buffets, and Buffets
NAICS code: 722514
Lender: Hancock Whitney Bank
Address: 2780 US HIGHWAY 98
City: Santa Rosa Beach, 32459
County: Walton
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 1

The lender

Hancock Whitney Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding cafeterias, grill buffets, and buffets — by location, industry.

SBA lenders in Florida Lenders for cafeterias, grill buffets, and buffets Cafeterias, Grill Buffets, and Buffets lenders in Florida

Similar businesses

Comparable cafeterias, grill buffets, and buffets in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Tsampion Nourishment Legacy Victory LLC

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$137K
SBA financing: ≈ $269K–$448K
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Brother King Star, Inc.

Houston, TX· ~556 mi

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$293K
SBA financing: ≈ $575K–$959K
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Hungry Mind Enterprise LLC

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Marco's Pizza

$185K
SBA financing: ≈ $363K–$605K
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Alfred's Theatre, LLC

Saint Augustine, FL· ~294 mi

Cafeterias, Grill Buffets, and Buffets

$550K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

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Naughty Coffee LLC

Miami Beach, FL· ~487 mi

Cafeterias, Grill Buffets, and Buffets

$426K
SBA financing: ≈ $835K–$1.4M
Est. revenue (rough)

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The Warehouse Eatery, LLC

Richland, MS· ~266 mi

Cafeterias, Grill Buffets, and Buffets

$439K
SBA financing: ≈ $861K–$1.4M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for Down Island, LLC in Santa Rosa Beach, FL (Cafeterias, Grill Buffets, and Buffets). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $250K
On record FY2020
77 jobs supported
Industry: Cafeterias, Grill Buffets, and Buffets
Location: Santa Rosa Beach, FL
Lender: Hancock Whitney Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Cafeterias, Grill Buffets, and Buffets businesses in FL for ~$250k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/down-island-llc-fl
API:: https://www.capbench.com/api/public/businesses/down-island-llc-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Down Island, LLC.