SBA lending record

Scarlet Oak Enterprises LLC

3122 FINCHER FARM RD, Matthews, NC 28105 · Couriers and Express Delivery Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.7M

Total SBA financing

Loans on record

FY2024–25

On record

Jobs supported

Franchise brand

The UPS Store

See The UPS Store's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$1,300,000 — FY2025

Loan 1 of 2

Gross approval: $1,300,000
SBA guaranteed: $975,000 (75%)
Status: Current
Rate at approval: 9.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 9/10/2025
First disbursement: 12/22/2025
Days to fund: 103 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 14
Business type: Corporation
Business age: Change of Ownership
Industry: Postal Service
NAICS code: 491110
Franchise: The UPS Store
Franchise code: S1788
Lender: Live Oak Banking Company
Address: 531 BRENTWOOD RD
City: Denver, 28037
County: Lincoln
SBA district office: NORTH CAROLINA DISTRICT OFFICE
Congressional district: 10

$401,000 — FY2024

Loan 2 of 2

Gross approval: $401,000
SBA guaranteed: $300,750 (75%)
Status: Cancelled
Rate at approval: 11.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 8/29/2024
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Change of Ownership
Industry: Couriers and Express Delivery Services
NAICS code: 492110
Lender: Live Oak Banking Company
Address: 3122 FINCHER FARM RD
City: Matthews, 28105
County: Mecklenburg
SBA district office: NORTH CAROLINA DISTRICT OFFICE
Congressional district: 9

The lender

Live Oak Banking Company

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding couriers and express delivery services — by location, industry, and brand.

SBA lenders in North Carolina Lenders for couriers and express delivery services Couriers and Express Delivery Services lenders in North Carolina The UPS Store lenders The UPS Store lenders in North Carolina

Other The UPS Store locations

Other The UPS Store businesses in the public SBA record — closest first, by location and deal size.

Vaikhan, Inc.

Charlotte, NC· ~8 mi

The UPS Store

$2.1M
SBA financing: ≈ $4.1M–$6.9M
Est. revenue (rough)

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K P INVESTMENT INC

Charlotte, NC· ~14 mi

The UPS Store

$1.2M
SBA financing: ≈ $2.3M–$3.8M
Est. revenue (rough)

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KSR Enterprise LLC

Charlotte, NC· ~8 mi

The UPS Store

$550K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

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The UPS Store

Shelby, NC· ~47 mi

The UPS Store

$1.6M
SBA financing: ≈ $3.2M–$5.3M
Est. revenue (rough)

View record

Golzartrading LLC

Charlotte, NC· ~6 mi

The UPS Store

$625K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

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Old Stone Logistics LLC

Gastonia, NC· ~26 mi

The UPS Store

$960K
SBA financing: ≈ $1.9M–$3.1M
Est. revenue (rough)

View record

Similar businesses

Comparable couriers and express delivery services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Northhouse Logistics Company, LLC

Charlotte, NC· ~7 mi

Couriers and Express Delivery Services

$601K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

CITY TO CITY COURIERS B&B EXPRESS

Fort Mill, SC· ~12 mi

Couriers and Express Delivery Services

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

City to City Couriers B&B Express, LLC

Indian Land, SC· ~12 mi

Couriers and Express Delivery Services

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

MBA Group, LLC

Charlotte, NC· ~10 mi

The UPS Store

$375K
SBA financing: ≈ $735K–$1.2M
Est. revenue (rough)

View record

SOS Solutions Group, Inc.

Kernersville, NC· ~78 mi

Couriers and Express Delivery Services

$1.3M
SBA financing: ≈ $2.6M–$4.3M
Est. revenue (rough)

View record

LIONS LOGISTICS LLC

Charlotte, NC· ~4 mi

Couriers and Express Delivery Services

$10K
SBA financing: ≈ $20K–$33K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Scarlet Oak Enterprises LLC in Matthews, NC (Couriers and Express Delivery Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $1.7M
On record FY2024–25
18 jobs supported
Industry: Couriers and Express Delivery Services
Location: Matthews, NC
Lender: Live Oak Banking Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Couriers and Express Delivery Services businesses in NC for ~$851k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/scarlet-oak-enterprises-llc-nc
API:: https://www.capbench.com/api/public/businesses/scarlet-oak-enterprises-llc-nc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Scarlet Oak Enterprises LLC.