Skip to main content
← All franchisesClaim this listing

KFC, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0930)

10 deals since 2020 · typical deal $653K

10

Deals since 2020

$653K

Typical deal

0

Deals since FY2025

—

Too few deals to score risk

KFC has 10 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for KFC

Most KFC deals financed between $350K and $2.81M. Above $2.81M, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$8,539
Down payment (10%)
$73K
Cash to close (all-in)
$97K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$97K)

Experience

Recent financings

  • Madinah Food LLC in Galveston, TX — $500K (2024) · purchase · Fifth Third Bank
  • LUCKY DINING INC. in Howell, MI — $350K (2023) · The Huntington National Bank
  • EGP Louisiana LLC in Port Allen, LA — $3.5M (2022) · purchase · Live Oak Banking Company
  • RO Foods, Inc. in North Richland Hills, TX — $2.8M (2022) · Frost Bank
  • CL Food Enterprises LLC in Baltimore, MD — $653K (2022) · purchase · Dime Community Bank
  • RO Foods, Inc. in North Richland Hills, TX — $250K (2022) · Frost Bank
  • Golden Triangle Enterprises, LLC in La Puente, CA — $200K (2022) · United Pacific Bank
  • Kotes Management LLC in Merrick, NY — $3.3M (2021) · purchase · Peapack Private Bank and Trust
  • AVPROP LLC in Auburn, CA — $1.4M (2021) · Meadows Bank
  • Rayville KFC LLC in Rayville, LA — $603K (2020) · North State Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a KFC?

Get qualified with a franchise lending specialist before discovery day — know your number first.

KFC brand mark

Who funds KFC — and where

Every dot is a financed KFC — 10 mapped.

Financed KFC locations — list all 10 as text

Top lenders for this brand

  1. 1.Frost Bank(2)
  2. 2.Peapack Private Bank and Trust(1)
  3. 3.Meadows Bank(1)
  4. 4.The Huntington National Bank(1)
  5. 5.Dime Community Bank(1)

Most active states

  1. 1.Texas (3 loans)
  2. 2.California (2 loans)
  3. 3.Louisiana (2 loans)
  4. 4.New York (1 loans)
  5. 5.Michigan (1 loans)
  6. 6.Maryland (1 loans)

Represent KFC?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Common questions

How much does a KFC cost to buy or open?

The typical deal for KFC is $653K across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $72K of buyer cash on a typical deal.

How risky is KFC?

KFC has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a KFC with an SBA loan?

Yes — KFC has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a KFC franchise

Most KFC buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical KFC deal financed for $653K, which points to about $72K of buyer cash on a typical purchase. KFC is listed in the SBA Franchise Directory (identifier S0930), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund KFC — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for KFC — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for KFC — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. KFC is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 10 SBA 7(a) deals since 2020
  • $653K typical deal
  • 0 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0930)
  • Top lenders: Frost Bank, Peapack Private Bank and Trust, Meadows Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/kfc
API:
https://www.capbench.com/api/public/franchises/kfc
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a KFC?

Five minutes with a specialist who's seen KFC deals close answers more than an hour of searching. Free, usually same-day.

Represent KFC?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with KFC.

Scroll