LearningRx, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0992)
3 deals since 2020 · typical deal $139K
3
Deals since 2020
$139K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for LearningRx
Most LearningRx deals financed between $130K and $222K. Above $222K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,059
- Down payment (10%)
- $15K
- Cash to close (all-in)
- $20K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$20K)
Experience
Recent financings
- LearningRx Jacksonville Beach in Jacksonville, FL — $222K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $166K (75%)
- Approval → funding
- 113 days
- Approved
- 4/2/2025
- First disbursed
- 7/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Educational Support Services
Funded by Readycap Lending, LLC · Lender record →
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- SMARTKID LLC in Marlboro, NJ — $139K (2020) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $118K (85%)
- Approved
- 6/8/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by North State Bank · Lender record →
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- LearningRx St Johns LLC in St Augustine, FL — $130K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $111K (85%)
- Approval → funding
- 14 days
- Approved
- 1/17/2020
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by Stearns Bank National Association · Lender record →
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Who funds LearningRx — and where
Every dot is a financed LearningRx — 3 mapped.
Financed LearningRx locations — list all 3 as text
- LearningRx Jacksonville Beach — Jacksonville · $222K · FY2025 · Educational Support Services
- SMARTKID LLC — Marlboro · $139K · FY2020 · Exam Preparation and Tutoring
- LearningRx St Johns LLC — St Augustine · $130K · FY2020 · Exam Preparation and Tutoring
Top lenders for this brand
Most active states
- 1.Florida (2 loans)
- 2.New Jersey (1 loans)
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Common questions
How much does a LearningRx cost to buy or open?
The typical deal for LearningRx is $139K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $15K of buyer cash on a typical deal.
How risky is LearningRx?
LearningRx has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a LearningRx with an SBA loan?
Yes — LearningRx has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a LearningRx franchise
Most LearningRx buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical LearningRx deal financed for $139K, which points to about $15K of buyer cash on a typical purchase. LearningRx is listed in the SBA Franchise Directory (identifier S0992), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund LearningRx — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for LearningRx — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for LearningRx — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. LearningRx is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $139K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0992)
- Top lenders: Readycap Lending, LLC, North State Bank, Stearns Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with LearningRx.