Lightbridge Academy, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1006)
38 deals since 2020 · typical deal $996K · 0% failure rate
38
Deals since 2020
$996K
Typical deal
17
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Lightbridge Academy
Most Lightbridge Academy deals financed between $765K and $1.25M. Above $1.25M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $13,019
- Down payment (10%)
- $111K
- Cash to close (all-in)
- $152K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$152K)
Experience
Recent financings
- Saavi Academy LLC in Laurel, MD — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.85% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 22 days
- Approved
- 12/16/2025
- First disbursed
- 1/7/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
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- Barakat Holdings LLC in Gambrills, MD — $2.8M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 129 months
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 15 days
- Approved
- 11/18/2025
- First disbursed
- 12/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
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- Simply Adorable & Phenomenal, LLC in Mansfield, TX — $1.5M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 22 days
- Approved
- 1/26/2026
- First disbursed
- 2/17/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
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- JOYFUL JOURNEYS CHILDCARE LLC in Tampa, FL — $1.3M (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $994K (75%)
- Approved
- 12/10/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 56
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
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- MITTEN STATE TOTS LLC in Ann Arbor, MI — $1.2M (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.22% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $935K (75%)
- Approved
- 2/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Wells Fargo Bank National Association · Lender record →
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- JOYFUL JOURNEYS CHILDCARE LLC in Tampa, FL — $1.2M (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.2% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $917K (75%)
- Approval → funding
- 22 days
- Approved
- 11/17/2025
- First disbursed
- 12/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 56
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Wells Fargo Bank National Association · Lender record →
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- Poswal LLC in Fate, TX — $1.2M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $915K (75%)
- Approved
- 2/6/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child and Youth Services
Funded by Live Oak Banking Company · Lender record →
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- VIDYAAM LLC in Riverview, FL — $1.2M (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.45% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $887K (75%)
- Approved
- 2/20/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Wells Fargo Bank National Association · Lender record →
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- VANTAGE VENTURES ED INC. in Montvale, NJ — $1.2M (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $878K (75%)
- Approved
- 2/18/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 43
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by Wells Fargo Bank National Association · Lender record →
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- KPRGV LLC in Flower Mound, TX — $1.1M (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $817K (75%)
- Approval → funding
- 35 days
- Approved
- 1/22/2026
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
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Who funds Lightbridge Academy — and where
Every dot is a financed Lightbridge Academy — 35 mapped.
Financed Lightbridge Academy locations — list all 35 as text
- LBA OF HACKENSACK LLC — Hackensack · $650K · FY2021 · Child Day Care Services
- Lightbridge Academy Hendersonville — Hendersonville · $795K · FY2023 · Child Care Services
- Lightbridge Academy of Timonium — Timonium · $819K · FY2023 · Child Care Services
- Infocay LLC — Garnet Valley · $2.1M · FY2023 · Child Care Services
- Upstate Child Development LLC — Greenville · $1.2M · FY2025 · All Other Miscellaneous Schools and Instruction
- JOYFUL JOURNEYS CHILDCARE LLC — Tampa · $1.2M · FY2026 · Child Care Services
- Barakat Holdings LLC — Gambrills · $2.8M · FY2026 · Child Care Services
- JOYFUL JOURNEYS CHILDCARE LLC — Tampa · $1.3M · FY2026 · Child Care Services
- Saavi Academy LLC — Laurel · $5.0M · FY2026 · Child Care Services
- KPRGV LLC — Flower Mound · $1.1M · FY2026 · Child Care Services
- Simply Adorable & Phenomenal, LLC — Mansfield · $1.5M · FY2026 · Child Care Services
- Central Ohio Childcare LLC — Dublin · $871K · FY2026 · Child Care Services
- Poswal LLC — Fate · $1.2M · FY2026 · Child and Youth Services
- VANTAGE VENTURES ED INC. — Montvale · $1.2M · FY2026 · Child Care Services
- MITTEN STATE TOTS LLC — Ann Arbor · $1.2M · FY2026 · Child Care Services
- VIDYAAM LLC — Riverview · $1.2M · FY2026 · Child Care Services
- Lightbridge Academy of Cypress — Cypress · $1.2M · FY2025 · Child Care Services
- Edukidz Cypress LLC — Cypress · $1.2M · FY2025 · Child Care Services
- JVR2 LL C — Troy · $882K · FY2025 · Child Care Services
- Tulips LLC — Skillman · $975K · FY2022 · Child Care Services
- LBA OF HACKENSACK LLC — Hackensack · $200K · FY2022 · Child Care Services
- Shikshahs LLC — Plano · $1.8M · FY2024 · Child Care Services
- JOULE, INC. — Apex · $624K · FY2024 · Child Care Services
- K&K Sisters LLC — Chantilly · $820K · FY2023 · Child Care Services
- Lightbridge Academy — Charlotte · $819K · FY2024 · Child Care Services
- 529 Central Park Ave., LLC and LBA of Scarsdale LLC — Scarsdale · $5.0M · FY2024 · Child Care Services
- THE LIGHTBRIDGE ACADEMY OF GLENSIDE, PA — Jenkintown · $500K · FY2025 · Child Care Services
- Novaminds LLC — Durham · $732K · FY2025 · Child Care Services
- LIGHTBRIDGE ACADEMY OF MONTVALE — Montvale · $1.8M · FY2023 · Child Care Services
- Lightbridge Academy — Frederick · $1.6M · FY2023 · Child Care Services
- CHILD ENRICHMENT CENTER LLC — Port St. Lucie · $765K · FY2023 · Child Care Services
- Roashmi Holdings — Elmsford · $825K · FY2020 · Child Day Care Services
- CARE for Charlotte LLC — Clover · $655K · FY2022 · All Other Miscellaneous Schools and Instruction
- Lightbridge Academy — Gallatin · $775K · FY2021 · Child Day Care Services
- 2 SMK LLC — Summit · $764K · FY2021 · Child Day Care Services
Top lenders for this brand
Most active states
- 1.New Jersey (9 loans)
- 2.Texas (6 loans)
- 3.Maryland (4 loans)
- 4.Florida (4 loans)
- 5.North Carolina (4 loans)
- 6.Tennessee (2 loans)
- 7.Pennsylvania (2 loans)
- 8.Michigan (2 loans)
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Common questions
How much does a Lightbridge Academy cost to buy or open?
The typical deal for Lightbridge Academy is $996K across 38 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $110K of buyer cash on a typical deal.
How risky is Lightbridge Academy?
0% of Lightbridge Academy's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Lightbridge Academy with an SBA loan?
Yes — Lightbridge Academy has been SBA-financed 17 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Lightbridge Academy franchise
Most Lightbridge Academy buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Lightbridge Academy deal financed for $996K, which points to about $110K of buyer cash on a typical purchase. Lightbridge Academy is listed in the SBA Franchise Directory (identifier S1006), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Lightbridge Academy — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Lightbridge Academy — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Lightbridge Academy — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Lightbridge Academy is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 38 SBA 7(a) deals since 2020
- $996K typical deal
- 17 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1006)
- Top lenders: Live Oak Banking Company, Celtic Bank Corporation, Wells Fargo Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Lightbridge Academy?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Lightbridge Academy.