Signs by Tomorrow, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1572)
9 deals since 2020 · typical deal $399K
9
Deals since 2020
$399K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Signs by Tomorrow
Most Signs by Tomorrow deals financed between $221K and $423K. Above $423K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,211
- Down payment (10%)
- $44K
- Cash to close (all-in)
- $59K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$59K)
Experience
Recent financings
- Galaz Enterprises, LLC in Morton, PA — $265K (2025) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $199K (75%)
- Approval → funding
- 28 days
- Approved
- 9/26/2025
- First disbursed
- 10/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Sign Manufacturing
Funded by Wilmington Savings Fund Society FSB · Lender record →
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- HT Signs & Images Inc in Duluth, GA — $630K (2024) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $473K (75%)
- Approval → funding
- 20 days
- Approved
- 10/28/2023
- First disbursed
- 11/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Sign Manufacturing
If you were the buyer here
- Est. deal size
- $700K
- Est. down payment (10%)
- $70K
- Est. cash at closing
- $94K
- Monthly payment
- $8,589
- Annual debt service
- $103K
- Cash flow needed (1.25×)
- $129K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- BEKITA BRANDS LLC in South Easton, MA — $655K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $491K (75%)
- Approval → funding
- 18 days
- Approved
- 11/25/2022
- First disbursed
- 12/13/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- All Other Miscellaneous Retailers
If you were the buyer here
- Est. deal size
- $728K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $97K
- Monthly payment
- $7,947
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- HNDY Enterprises LLC in San Antonio, TX — $221K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $166K (75%)
- Approval → funding
- 2 days
- Approved
- 11/30/2022
- First disbursed
- 12/2/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Commercial Printing (except Screen and Books)
Funded by The Huntington National Bank · Lender record →
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- HNDY Enterprises LLC in San Antonio, TX — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 2 days
- Approved
- 11/30/2022
- First disbursed
- 12/2/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Commercial Printing (except Screen and Books)
Funded by The Huntington National Bank · Lender record →
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- Atomic Properties LLC in Bellingham, WA — $423K (2021) · purchase · Harborstone CU
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $381K (90%)
- Approval → funding
- 10 days
- Approved
- 7/2/2021
- First disbursed
- 7/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Sign Manufacturing
If you were the buyer here
- Est. deal size
- $470K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $63K
- Monthly payment
- $4,701
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harborstone CU · Lender record →
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- Signs by Tomorrow in Sarasota, FL — $399K (2021) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 75 months
- SBA guaranteed
- $359K (90%)
- Approval → funding
- 24 days
- Approved
- 2/1/2021
- First disbursed
- 2/25/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Advertising Agencies
If you were the buyer here
- Est. deal size
- $443K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $59K
- Monthly payment
- $6,385
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
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- Big Bear Solutions, LLC in Boise, ID — $421K (2020) · purchase · Glacier Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $316K (75%)
- Approval → funding
- 5 days
- Approved
- 8/26/2020
- First disbursed
- 8/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Commercial Printing (except Screen and Books)
If you were the buyer here
- Est. deal size
- $468K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $63K
- Monthly payment
- $4,621
- Annual debt service
- $55K
- Cash flow needed (1.25×)
- $69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Glacier Bank · Lender record →
Your business? Claim this record · Request removal
- Big Bear Solutions, LLC in Boise, ID — $10K (2020) · purchase · Glacier Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $5K (50%)
- Approved
- 8/26/2020
- First disbursed
- 8/26/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Commercial Printing (except Screen and Books)
If you were the buyer here
- Est. deal size
- $11K
- Est. down payment (10%)
- $1K
- Est. cash at closing
- $1K
- Monthly payment
- $162
- Annual debt service
- $2K
- Cash flow needed (1.25×)
- $2K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Glacier Bank · Lender record →
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Who funds Signs by Tomorrow — and where
Every dot is a financed Signs by Tomorrow — 9 mapped.
Financed Signs by Tomorrow locations — list all 9 as text
- Signs by Tomorrow — Sarasota · $399K · FY2021 · Advertising Agencies
- BEKITA BRANDS LLC — South Easton · $655K · FY2023 · All Other Miscellaneous Retailers
- HNDY Enterprises LLC — San Antonio · $25K · FY2023 · Commercial Printing (except Screen and Books)
- HNDY Enterprises LLC — San Antonio · $221K · FY2023 · Commercial Printing (except Screen and Books)
- Galaz Enterprises, LLC — Morton · $265K · FY2025 · Sign Manufacturing
- Big Bear Solutions, LLC — Boise · $10K · FY2020 · Commercial Printing (except Screen and Books)
- Big Bear Solutions, LLC — Boise · $421K · FY2020 · Commercial Printing (except Screen and Books)
- HT Signs & Images Inc — Duluth · $630K · FY2024 · Sign Manufacturing
- Atomic Properties LLC — Bellingham · $423K · FY2021 · Sign Manufacturing
Top lenders for this brand
Most active states
- 1.Texas (2 loans)
- 2.Idaho (2 loans)
- 3.Florida (1 loans)
- 4.Massachusetts (1 loans)
- 5.Pennsylvania (1 loans)
- 6.Georgia (1 loans)
- 7.Washington (1 loans)
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Common questions
How much does a Signs by Tomorrow cost to buy or open?
The typical deal for Signs by Tomorrow is $399K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $44K of buyer cash on a typical deal.
How risky is Signs by Tomorrow?
Signs by Tomorrow has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Signs by Tomorrow with an SBA loan?
Yes — Signs by Tomorrow has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Signs by Tomorrow franchise
Most Signs by Tomorrow buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Signs by Tomorrow deal financed for $399K, which points to about $44K of buyer cash on a typical purchase. Signs by Tomorrow is listed in the SBA Franchise Directory (identifier S1572), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Signs by Tomorrow — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Signs by Tomorrow — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Signs by Tomorrow — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Signs by Tomorrow is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $399K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1572)
- Top lenders: The Huntington National Bank, Glacier Bank, Celtic Bank Corporation
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Signs by Tomorrow.