Business Services · lender intelligence

How to finance a Signs by Tomorrow

State:

Florida (1)Georgia (1)Idaho (2)Massachusetts (1)Pennsylvania (1)Texas (2)Washington (1)

The SBA 7(a) lenders funding the most Signs by Tomorrow deals, ranked from public loan records — typical Signs by Tomorrow loan about $399K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Signs by Tomorrow

$399K

Typical loan

range $221K–$423K

$443K

Est. purchase price

≈ loan ÷ 90%

$59,222

Cash to close

$44,278 down + fees

$5,156/mo

Typical payment

~9.5% · 10yr

$71,153/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

8.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Signs by Tomorrow

Ranked by funded Signs by Tomorrow loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.34 loans · $26M · Kalispell, MTFull record →
3.868 loans · $362M · Salt Lake City, UTFull record →
4.1,296 loans · $1.4B · Wilmington, NCFull record →
5.105 loans · $72M · Wilmington, DEFull record →
6.105 loans · $164M · Brookline, MAFull record →
7.16 loans · $7M · Lakewood, WAFull record →

9+ funded Signs by Tomorrow deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Galaz Enterprises, LLC in Morton, PA — $265K (2025) · Wilmington Savings Fund Society FSB
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$199K (75%)
Approval → funding
28 days
Approved
9/26/2025
First disbursed
10/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Sign Manufacturing
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
HT Signs & Images Inc in Duluth, GA — $630K (2024) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$473K (75%)
Approval → funding
20 days
Approved
10/28/2023
First disbursed
11/17/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Sign Manufacturing
If you were the buyer here
Est. deal size
$700K
Est. down payment (10%)
$70K
Est. cash at closing
$94K
Monthly payment
$8,589
Annual debt service
$103K
Cash flow needed (1.25×)
$129K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
BEKITA BRANDS LLC in South Easton, MA — $655K (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$491K (75%)
Approval → funding
18 days
Approved
11/25/2022
First disbursed
12/13/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
All Other Miscellaneous Retailers
If you were the buyer here
Est. deal size
$728K
Est. down payment (10%)
$73K
Est. cash at closing
$97K
Monthly payment
$7,947
Annual debt service
$95K
Cash flow needed (1.25×)
$119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
HNDY Enterprises LLC in San Antonio, TX — $221K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$166K (75%)
Approval → funding
2 days
Approved
11/30/2022
First disbursed
12/2/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Commercial Printing (except Screen and Books)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
HNDY Enterprises LLC in San Antonio, TX — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
2 days
Approved
11/30/2022
First disbursed
12/2/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Commercial Printing (except Screen and Books)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Atomic Properties LLC in Bellingham, WA — $423K (2021) · purchase · Harborstone CU
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$381K (90%)
Approval → funding
10 days
Approved
7/2/2021
First disbursed
7/12/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Sign Manufacturing
If you were the buyer here
Est. deal size
$470K
Est. down payment (10%)
$47K
Est. cash at closing
$63K
Monthly payment
$4,701
Annual debt service
$56K
Cash flow needed (1.25×)
$71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harborstone CU · Lender record →
Your business? Claim this record · Request removal
Signs by Tomorrow in Sarasota, FL — $399K (2021) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
75 months
SBA guaranteed
$359K (90%)
Approval → funding
24 days
Approved
2/1/2021
First disbursed
2/25/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$443K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$6,385
Annual debt service
$77K
Cash flow needed (1.25×)
$96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Big Bear Solutions, LLC in Boise, ID — $421K (2020) · purchase · Glacier Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$316K (75%)
Approval → funding
5 days
Approved
8/26/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Commercial Printing (except Screen and Books)
If you were the buyer here
Est. deal size
$468K
Est. down payment (10%)
$47K
Est. cash at closing
$63K
Monthly payment
$4,621
Annual debt service
$55K
Cash flow needed (1.25×)
$69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Glacier Bank · Lender record →
Your business? Claim this record · Request removal
Big Bear Solutions, LLC in Boise, ID — $10K (2020) · purchase · Glacier Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$5K (50%)
Approved
8/26/2020
First disbursed
8/26/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Commercial Printing (except Screen and Books)
If you were the buyer here
Est. deal size
$11K
Est. down payment (10%)
$1K
Est. cash at closing
$1K
Monthly payment
$162
Annual debt service
$2K
Cash flow needed (1.25×)
$2K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Glacier Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Signs by Tomorrow? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Signs by Tomorrow businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Signs by Tomorrow purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$399K typical Signs by Tomorrow loan
7 lenders fund the brand
18 days typical to fund

Buyers researching a Signs by Tomorrow typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Signs by Tomorrow record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/signs-by-tomorrow
API:: https://www.capbench.com/api/public/lenders?franchise=signs-by-tomorrow
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.