Which Wich, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1917)
11 deals since 2020 · typical deal $305K
11
Deals since 2020
$305K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Which Wich
Most Which Wich deals financed between $203K and $415K. Above $415K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,245
- Down payment (10%)
- $34K
- Cash to close (all-in)
- $45K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$45K)
Experience
Recent financings
- Tasty Wich LLC in Prosper, TX — $350K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 27 days
- Approved
- 2/8/2023
- First disbursed
- 3/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Arlington 159 Wich LLC in Arlington, VA — $300K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 36 days
- Approved
- 12/27/2022
- First disbursed
- 2/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $3,696
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Tasty Wich LLC in Prosper, TX — $30K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 2/8/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- WESTCHESTER WICH LLC in Midlothian, VA — $862K (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $776K (90%)
- Approval → funding
- 17 days
- Approved
- 9/13/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $958K
- Est. down payment (10%)
- $96K
- Est. cash at closing
- $131K
- Monthly payment
- $9,398
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $141K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Hot Sands LLC in Elkhart, IN — $281K (2021) · 1st Source Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 119 months
- SBA guaranteed
- $252K (90%)
- Approval → funding
- 2 days
- Approved
- 9/13/2021
- First disbursed
- 9/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by 1st Source Bank · Lender record →
Your business? Claim this record · Request removal
- WC Restaurant Enterprises, LLC in Tyler, TX — $500K (2020) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 124 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 33 days
- Approved
- 11/15/2019
- First disbursed
- 12/18/2019
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
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- Ham n' Beans Restaurant Group Retirement Plan in Hillsboro, OR — $415K (2020) · CRF Small Business Loan Company, LLC
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 126 months
- SBA guaranteed
- $311K (75%)
- Approval → funding
- 23 days
- Approved
- 11/7/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 31
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by CRF Small Business Loan Company, LLC · Lender record →
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- GMK Subs LLC in Christiansburg, VA — $362K (2020) · purchase · Citizens Bank
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $271K (75%)
- Approval → funding
- 103 days
- Approved
- 4/24/2020
- First disbursed
- 8/5/2020
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $402K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $3,923
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Sandwich Partners, LLC in Cypress, TX — $305K (2020) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 123 months
- SBA guaranteed
- $229K (75%)
- Approval → funding
- 39 days
- Approved
- 12/23/2019
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Mikara Hills, LLC in Raleigh, NC — $203K (2020) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $152K (75%)
- Approval → funding
- 23 days
- Approved
- 7/8/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $226K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $30K
- Monthly payment
- $2,228
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
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Who funds Which Wich — and where
Every dot is a financed Which Wich — 11 mapped.
Financed Which Wich locations — list all 11 as text
- Arlington 159 Wich LLC — Arlington · $300K · FY2023 · Limited-Service Restaurants
- Tasty Wich LLC — Prosper · $30K · FY2023 · Limited-Service Restaurants
- Tasty Wich LLC — Prosper · $350K · FY2023 · Limited-Service Restaurants
- GMK Subs LLC — Christiansburg · $362K · FY2020 · Limited-Service Restaurants
- Mikara Hills, LLC — Raleigh · $203K · FY2020 · Limited-Service Restaurants
- Ham n' Beans Restaurant Group Retirement Plan — Hillsboro · $415K · FY2020 · Limited-Service Restaurants
- WC Restaurant Enterprises, LLC — Tyler · $500K · FY2020 · Limited-Service Restaurants
- Sandwich Partners, LLC — Cypress · $305K · FY2020 · Limited-Service Restaurants
- WW PEACHTREE CORNERS LLC — Peachtree Corners · $136K · FY2020 · Limited-Service Restaurants
- WESTCHESTER WICH LLC — Midlothian · $862K · FY2021 · Limited-Service Restaurants
- Hot Sands LLC — Elkhart · $281K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Texas (4 loans)
- 2.Virginia (3 loans)
- 3.North Carolina (1 loans)
- 4.Oregon (1 loans)
- 5.Georgia (1 loans)
- 6.Indiana (1 loans)
Represent Which Wich?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Which Wich cost to buy or open?
The typical deal for Which Wich is $305K across 11 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $34K of buyer cash on a typical deal.
How risky is Which Wich?
Which Wich has 11 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Which Wich with an SBA loan?
Yes — Which Wich has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Which Wich franchise
Most Which Wich buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Which Wich deal financed for $305K, which points to about $34K of buyer cash on a typical purchase. Which Wich is listed in the SBA Franchise Directory (identifier S1917), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Which Wich — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Which Wich — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Which Wich — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Which Wich is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 11 SBA 7(a) deals since 2020
- $305K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1917)
- Top lenders: Live Oak Banking Company, The Huntington National Bank, Citizens Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Which Wich?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Which Wich.