Health & Medical · lender intelligence
How to finance a 2nd Family
The SBA 7(a) lenders funding the most 2nd Family deals, ranked from public loan records — typical 2nd Family loan about $220K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance 2nd Family
$220K
Typical loan
range $200K–$220K
$244K
Est. purchase price
≈ loan ÷ 90%
$32,694
Cash to close
$24,444 down + fees
$3,220/mo
Typical payment
~12.5% · 10yr
$44,436/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
96 days
Typical time to fund
3
Lenders competing
more = leverage
10%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with 2nd Family
Ranked by funded 2nd Family loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.21 loans · $11M · Little Rock, ARFull record →
- 2.7 loans · $8M · New York, NYFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
4+ funded 2nd Family deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- 2nd Family in Melbourne, FL — $220K (2026) · ACC Capital
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $165K (75%)
- Approved
- 11/19/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by ACC Capital · Lender record →
Your business? Claim this record · Request removal
- 2nd Family in Melbourne, FL — $220K (2026) · ACC Capital
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $165K (75%)
- Approval → funding
- 96 days
- Approved
- 11/19/2025
- First disbursed
- 2/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by ACC Capital · Lender record →
Your business? Claim this record · Request removal
- 2NDFAMILY in Myrtle Beach, SC — $200K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 25 days
- Approved
- 11/14/2025
- First disbursed
- 12/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- CCLP, LLC in Glen Ellyn, IL — $141K (2025) · Grow America Fund, Incorporated
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (85%)
- Approval → funding
- 129 days
- Approved
- 9/16/2025
- First disbursed
- 1/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Grow America Fund, Incorporated · Lender record →
Your business? Claim this record · Request removal
Buying a 2nd Family? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to 2nd Family businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a 2nd Family purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. ACC Capital funds the most. CapBench is not a lender.
- $220K typical 2nd Family loan
- 3 lenders fund the brand
- 96 days typical to fund
Buyers researching a 2nd Family typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.