Business Services · lender intelligence
How to finance a AtWork
The SBA 7(a) lenders funding the most AtWork deals, ranked from public loan records — typical AtWork loan about $200K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance AtWork
$200K
Typical loan
range $179K–$260K
$222K
Est. purchase price
≈ loan ÷ 90%
$29,722
Cash to close
$22,222 down + fees
$2,928/mo
Typical payment
~12.5% · 10yr
$40,406/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
32 days
Typical time to fund
6
Lenders competing
more = leverage
10.2%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with AtWork
Ranked by funded AtWork loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.154 loans · $26M · San Diego, CAFull record →
- 2.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
- 5.575 loans · $220M · De Graff, OHFull record →
12+ funded AtWork deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Solomon Staffing Group, LLC in Forest Park, GA — $200K (2026) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 32 days
- Approved
- 11/18/2025
- First disbursed
- 12/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- At Work in Conroe, TX — $180K (2026) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (75%)
- Approval → funding
- 22 days
- Approved
- 11/13/2025
- First disbursed
- 12/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- AtWork Personnel - Charlotte South in Charlotte, NC — $150K (2026) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (80%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 88
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- AtWork Tysons Virginia in Vienna, VA — $300K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 37 days
- Approved
- 9/18/2025
- First disbursed
- 10/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- PeopleWyze, LLC in Duluth, GA — $260K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 29 days
- Approved
- 2/26/2025
- First disbursed
- 3/27/2025
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- EmployEase LLC in Cartersville, GA — $200K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 60 days
- Approved
- 2/24/2025
- First disbursed
- 4/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- KR Young Staffing Group in Las Vegas, NV — $150K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 7/2/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Atwork Personnel Services in Panama City, FL — $200K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 16 days
- Approved
- 5/13/2024
- First disbursed
- 5/29/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- WISCOWORLDWIDE LLC in Appleton, WI — $181K (2024) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (75%)
- Approval → funding
- 45 days
- Approved
- 9/10/2024
- First disbursed
- 10/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- ATWORK DORAL in Doral, FL — $179K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $134K (75%)
- Approval → funding
- 41 days
- Approved
- 6/21/2024
- First disbursed
- 8/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Employment Placement Agencies
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- KR Young Staffing Group in Las Vegas, NV — $300K (2023) · Bank of America, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.59% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 6 days
- Approved
- 12/14/2022
- First disbursed
- 12/20/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 200
- Business age
- Existing or more than 2 years old
- Industry
- Employment Placement Agencies
Funded by Bank of America, National Association · Lender record →
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- KMP Enterprises, LLC in Franklin, TN — $150K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 28 days
- Approved
- 9/2/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Temporary Help Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a AtWork? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to AtWork businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a AtWork purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. CDC Small Business Finance Corp. funds the most. CapBench is not a lender.
- $200K typical AtWork loan
- 6 lenders fund the brand
- 32 days typical to fund
Buyers researching a AtWork typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.