Health & Medical · lender intelligence

How to finance a beem Light Sauna

State:

The SBA 7(a) lenders funding the most beem Light Sauna deals, ranked from public loan records — typical beem Light Sauna loan about $438K, 0% failure rate across 53 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance beem Light Sauna

$438K

Typical loan

range $50K–$600K

$487K

Est. purchase price

≈ loan ÷ 90%

$65,092

Cash to close

$48,667 down + fees

$5,668/mo

Typical payment

~9.5% · 10yr

$78,218/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

69 days

Typical time to fund

Lenders competing

more = leverage

10.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with beem Light Sauna

Ranked by funded beem Light Sauna loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.14 loans · $8M · Wolfforth, TXFull record →
3.1,927 loans · $207M · Buffalo, NYFull record →
4.38 loans · $26M · Richmond City, VAFull record →
5.318 loans · $229M · Osage Beach, MOFull record →
6.103 loans · $64M · Indiana, PAFull record →
7.1,025 loans · $292M · Berkeley Heights, NJFull record →

53+ funded beem Light Sauna deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RRCK Management LLC in Pensacola, FL — $350K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
RRCK Management LLC in Pensacola, FL — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
1/23/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Luaminary Partners Inc. in Washington, DC — $50K (2026) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.25% variable
Term
60 mo (5 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
25 days
Approved
1/30/2026
First disbursed
2/24/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Chromatx LLC in Austin, TX — $787K (2025) · American Bank of Commerce
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$590K (75%)
Approval → funding
18 days
Approved
9/11/2025
First disbursed
9/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by American Bank of Commerce · Lender record →
Your business? Claim this record · Request removal
GMEREK GLOW LLC in Burbank, CA — $719K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$539K (75%)
Approval → funding
73 days
Approved
9/30/2025
First disbursed
12/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
beemⓇ Light Sauna in Virginia Beach, VA — $710K (2025) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$533K (75%)
Approval → funding
95 days
Approved
3/10/2025
First disbursed
6/13/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
All Other Personal Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Wellness Practice Partners LLC in San Mateo, CA — $671K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$503K (75%)
Approval → funding
10 days
Approved
3/7/2025
First disbursed
3/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
N4RED, INC in League City, TX — $662K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$497K (75%)
Approved
5/20/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
LOVELY DAY CREATIONS LLC in Pleasanton, CA — $653K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$490K (75%)
Approval → funding
49 days
Approved
2/19/2025
First disbursed
4/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
R3D Companies INC in Grove City, OH — $645K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$484K (75%)
Approval → funding
186 days
Approved
5/19/2025
First disbursed
11/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BIRDS NEST LS - WB, LLC in West Bloomfield, MI — $637K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$478K (75%)
Approval → funding
20 days
Approved
9/19/2025
First disbursed
10/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
All Other Personal Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Glowsome Corp. in Florham Park, NJ — $619K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$464K (75%)
Approval → funding
268 days
Approved
5/7/2025
First disbursed
1/30/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Belight, Inc in Houston, TX — $611K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$458K (75%)
Approval → funding
254 days
Approved
5/19/2025
First disbursed
1/28/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Personal Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Chromatx Holdings Inc in Austin, TX — $600K (2025) · American Bank of Commerce
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$450K (75%)
Approval → funding
41 days
Approved
1/31/2025
First disbursed
3/13/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by American Bank of Commerce · Lender record →
Your business? Claim this record · Request removal
Tonia Inc. in St. Louis Park, MN — $596K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
129 months
SBA guaranteed
$447K (75%)
Approval → funding
6 days
Approved
11/14/2024
First disbursed
11/20/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
FIRST ASCENT CORP. in Chattanooga, TN — $500K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
129 months
SBA guaranteed
$375K (75%)
Approval → funding
5 days
Approved
1/10/2025
First disbursed
1/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SEIZE EVERY MOMENT in Charlotte, NC — $500K (2025) · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
12 days
Approved
1/15/2025
First disbursed
1/27/2025
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
All Other Personal Services
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Next Chapter CO 2024 Ventures Inc. in Boulder, CO — $500K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
129 months
SBA guaranteed
$375K (75%)
Approval → funding
173 days
Approved
3/13/2025
First disbursed
9/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Luminary Wellness LLC in Collegeville, PA — $487K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
117 months
SBA guaranteed
$365K (75%)
Approval → funding
11 days
Approved
4/21/2025
First disbursed
5/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Beem Light Sauna - Bountiful in Bountiful, UT — $486K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
126 months
SBA guaranteed
$365K (75%)
Approval → funding
46 days
Approved
10/12/2024
First disbursed
11/27/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
All Other Personal Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal

Buying a beem Light Sauna? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to beem Light Sauna businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a beem Light Sauna purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$438K typical beem Light Sauna loan
0% failure rate (FY20–23)
7 lenders fund the brand
69 days typical to fund

Buyers researching a beem Light Sauna typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker beem Light Sauna record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/beem-light-sauna
API:: https://www.capbench.com/api/public/lenders?franchise=beem-light-sauna
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.