Business Services · lender intelligence

How to finance a BNI Franchising

State:

The SBA 7(a) lenders funding the most BNI Franchising deals, ranked from public loan records — typical BNI Franchising loan about $1.1M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance BNI Franchising

$1.05M

Typical loan

range $471K–$1.14M

$1.17M

Est. purchase price

≈ loan ÷ 90%

$159,980

Cash to close

$116,667 down + fees

$13,587/mo

Typical payment

~9.5% · 10yr

$187,501/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

23 days

Typical time to fund

Lenders competing

more = leverage

6.38%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with BNI Franchising

Ranked by funded BNI Franchising loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.88 loans · $96M · Muncie, INFull record →
2.5 loans · $0M · Norway, MEFull record →
3.16 loans · $13M · Dearborn, MIFull record →
4.72 loans · $22M · Rockland, MAFull record →

4+ funded BNI Franchising deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Pinnacle Influence LLC in Odessa, FL — $1.1M (2020) · DFCU Financial
Program
7a General
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$852K (75%)
Approval → funding
23 days
Approved
11/7/2019
First disbursed
11/30/2019
Loan status
Paid in full (10/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Marketing Consulting Services
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
Success Through Referrals, LLC in Salem, NH — $1.1M (2020) · Rockland Trust Company
Program
7a General
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$788K (75%)
Approval → funding
73 days
Approved
12/18/2019
First disbursed
2/29/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Administrative Management and General Management Consulting
Funded by Rockland Trust Company · Lender record →
Your business? Claim this record · Request removal
Aztec International Consulting, Inc. in O Fallon, IL — $471K (2020) · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$353K (75%)
Approval → funding
22 days
Approved
9/8/2020
First disbursed
9/30/2020
Loan status
Paid in full (9/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Marketing Consulting Services
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
Maine Referral Networking Inc. in Windham, ME — $438K (2020) · Norway Savings Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% fixed
Term
96 mo (8 yrs)
SBA guaranteed
$219K (50%)
Approval → funding
12 days
Approved
9/18/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Professional Organizations
Funded by Norway Savings Bank · Lender record →
Your business? Claim this record · Request removal

Buying a BNI Franchising? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to BNI Franchising businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a BNI Franchising purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Merchants Bank funds the most. CapBench is not a lender.

$1.1M typical BNI Franchising loan
4 lenders fund the brand
23 days typical to fund

Buyers researching a BNI Franchising typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker BNI Franchising record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/bni-franchising
API:: https://www.capbench.com/api/public/lenders?franchise=bni-franchising
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.