Home & Trade Services · lender intelligence
How to finance a CertaPro Painters in New Jersey
The SBA 7(a) lenders funding the most CertaPro Painters deals in New Jersey, from public loan records — typical CertaPro Painters loan about $315K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance CertaPro Painters in New Jersey
$374K
Typical loan
range $60K–$439K
$416K
Est. purchase price
≈ loan ÷ 90%
$55,581
Cash to close
$41,556 down + fees
$4,839/mo
Typical payment
~9.5% · 10yr
$66,778/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
48 days
Typical time to fund
2
Lenders competing
more = leverage
9.17%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with CertaPro Painters in New Jersey
Ranked by funded CertaPro Painters loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.31 loans · $24M · Malvern, PAFull record →
- 2.40 loans · $42M · Englewood Cliffs, NJFull record →
3+ funded CertaPro Painters in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MCA Home Painting Services LLC in Essex Fells, NJ — $439K (2025) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $329K (75%)
- Approval → funding
- 48 days
- Approved
- 2/11/2025
- First disbursed
- 3/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $487K
- Est. down payment (10%)
- $49K
- Est. cash at closing
- $65K
- Monthly payment
- $5,437
- Annual debt service
- $65K
- Cash flow needed (1.25×)
- $82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Fraleglia Corp. in Mountainside, NJ — $374K (2025) · purchase · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $281K (75%)
- Approval → funding
- 27 days
- Approved
- 9/18/2025
- First disbursed
- 10/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $416K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $4,942
- Annual debt service
- $59K
- Cash flow needed (1.25×)
- $74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- MCA Home Painting Services LLC in Essex Fells, NJ — $60K (2025) · purchase · Customers Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $30K (50%)
- Approved
- 2/11/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $67K
- Est. down payment (10%)
- $7K
- Est. cash at closing
- $9K
- Monthly payment
- $760
- Annual debt service
- $9K
- Cash flow needed (1.25×)
- $11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
Buying a CertaPro Painters in New Jersey? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded CertaPro Painters loans with a New Jersey project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a CertaPro Painters purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. Customers Bank funds the most here. CapBench is not a lender.
- $315K typical CertaPro Painters loan
- 2 lenders active in New Jersey
- 3+ funded New Jersey deals
- 48 days typical to fund
Buyers buying a CertaPro Painters in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.