How to finance a CertaPro Painters in Tennessee

State:

The SBA 7(a) lenders funding the most CertaPro Painters deals in Tennessee, from public loan records — typical CertaPro Painters loan about $315K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance CertaPro Painters in Tennessee

$569K

Typical loan

range $125K–$4.00M

$632K

Est. purchase price

≈ loan ÷ 90%

$84,530

Cash to close

$63,200 down + fees

$7,360/mo

Typical payment

~9.5% · 10yr

$101,568/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

7 days

Typical time to fund

Lenders competing

more = leverage

5.95%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with CertaPro Painters in Tennessee

Ranked by funded CertaPro Painters loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.

1.116 loans · $120M · Evansville, INFull record →
2.1 loans · $1M · Lincoln, NEFull record →
3.15 loans · $13M · Flowood, MSFull record →

4+ funded CertaPro Painters in Tennessee deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

GaffReid Ventures, LLC in Nashville, TN — $569K (2022) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$427K (75%)
Approval → funding
7 days
Approved
1/4/2022
First disbursed
1/11/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Painting and Wall Covering Contractors
If you were the buyer here
Est. deal size
$632K
Est. down payment (10%)
$63K
Est. cash at closing
$85K
Monthly payment
$6,315
Annual debt service
$76K
Cash flow needed (1.25×)
$95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
GaffReid Ventures, LLC in Nashville, TN — $125K (2022) · purchase · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$63K (50%)
Approval → funding
7 days
Approved
1/4/2022
First disbursed
1/11/2022
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Painting and Wall Covering Contractors
If you were the buyer here
Est. deal size
$139K
Est. down payment (10%)
$14K
Est. cash at closing
$18K
Monthly payment
$1,388
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
LHD Services, Inc. in Bartlett, TN — $35K (2022) · Community Bank of Mississippi
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.03% variable
Term
60 mo (5 yrs)
SBA guaranteed
$18K (50%)
Approved
6/28/2022
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by Community Bank of Mississippi · Lender record →
Your business? Claim this record · Request removal
Legacy Painting, LLC in Knoxville, TN — $4.0M (2021) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.6M (90%)
Approval → funding
7 days
Approved
4/23/2021
First disbursed
4/30/2021
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal

Buying a CertaPro Painters in Tennessee? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded CertaPro Painters loans with a Tennessee project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a CertaPro Painters purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. Old National Bank funds the most here. CapBench is not a lender.

$315K typical CertaPro Painters loan
3 lenders active in Tennessee
4+ funded Tennessee deals
7 days typical to fund

Buyers buying a CertaPro Painters in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All CertaPro Painters lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/certapro-painters/tennessee
API:: https://www.capbench.com/api/public/lenders?franchise=certapro-painters
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.