Beauty & Personal Care · lender intelligence
How to finance a Cost Cutters
The SBA 7(a) lenders funding the most Cost Cutters deals, ranked from public loan records — typical Cost Cutters loan about $1.1M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Cost Cutters
$1.13M
Typical loan
range $615K–$1.13M
$1.26M
Est. purchase price
≈ loan ÷ 90%
$172,107
Cash to close
$125,511 down + fees
$14,617/mo
Typical payment
~9.5% · 10yr
$201,715/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
34 days
Typical time to fund
2
Lenders competing
more = leverage
7.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cost Cutters
Ranked by funded Cost Cutters loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.9 loans · $5M · Wausau, WIFull record →
2+ funded Cost Cutters deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Grady & Heskin Management, Inc. in Marshfield, WI — $615K (2026) · IncredibleBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $461K (75%)
- Approved
- 1/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 141
- Business age
- Existing or more than 2 years old
- Industry
- Beauty Salons
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
- Trenik Corp in Poplar Grove, IL — $1.1M (2020) · Foresight Bank
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $847K (75%)
- Approval → funding
- 34 days
- Approved
- 12/18/2019
- First disbursed
- 1/21/2020
- Loan status
- Paid in full (9/30/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Existing or more than 2 years old
- Industry
- Beauty Salons
Funded by Foresight Bank
Your business? Claim this record · Request removal
Buying a Cost Cutters? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Cost Cutters businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cost Cutters purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. IncredibleBank funds the most. CapBench is not a lender.
- $1.1M typical Cost Cutters loan
- 2 lenders fund the brand
- 34 days typical to fund
Buyers researching a Cost Cutters typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.