Food & Restaurants · lender intelligence
How to finance a Crumbl in Michigan
The SBA 7(a) lenders funding the most Crumbl deals in Michigan, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Crumbl in Michigan
$480K
Typical loan
range $456K–$510K
$533K
Est. purchase price
≈ loan ÷ 90%
$71,333
Cash to close
$53,333 down + fees
$6,211/mo
Typical payment
~9.5% · 10yr
$85,712/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
25 days
Typical time to fund
4
Lenders competing
more = leverage
7.59%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Crumbl in Michigan
Ranked by funded Crumbl loans in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.328 loans · $134M · Cleveland, OHFull record →
- 2.23 loans · $15M · Sparta, MIFull record →
- 3.1,296 loans · $1.4B · Wilmington, NCFull record →
- 4.149 loans · $135M · Mukwonago, WIFull record →
8+ funded Crumbl in Michigan deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- 2AM2 LLC in Linwood, MI — $400K (2026) · ChoiceOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 126 months
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 41 days
- Approved
- 11/18/2025
- First disbursed
- 12/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by ChoiceOne Bank · Lender record →
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- Cookies and Cavities LLC in Linden, MI — $480K (2025) · ChoiceOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 90 months
- SBA guaranteed
- $360K (75%)
- Approval → funding
- 8 days
- Approved
- 3/12/2025
- First disbursed
- 3/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ChoiceOne Bank · Lender record →
Your business? Claim this record · Request removal
- 2AM LLC in Fort Gratiot, MI — $456K (2024) · ChoiceOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $342K (75%)
- Approval → funding
- 35 days
- Approved
- 8/26/2024
- First disbursed
- 9/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ChoiceOne Bank · Lender record →
Your business? Claim this record · Request removal
- Pink Box, LLC in Canton, MI — $500K (2023) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 30 days
- Approved
- 12/6/2022
- First disbursed
- 1/5/2023
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by KeyBank National Association · Lender record →
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- Cookie Monsters, LLC in Woodhaven, MI — $599K (2022) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $449K (75%)
- Approval → funding
- 11 days
- Approved
- 11/19/2021
- First disbursed
- 11/30/2021
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 100
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Stores
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- LGRTC 1 LLC in Bloomfield Hills, MI — $510K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 125 months
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 7 days
- Approved
- 3/30/2022
- First disbursed
- 4/6/2022
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 51
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- CRUMBL CHESTERFIELD in Chesterfield, MI — $475K (2022) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 126 months
- SBA guaranteed
- $356K (75%)
- Approval → funding
- 25 days
- Approved
- 9/19/2022
- First disbursed
- 10/14/2022
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- A&A Culinary Group LLC in Rochester Hills, MI — $344K (2021) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $258K (75%)
- Approval → funding
- 0 days
- Approved
- 12/14/2020
- First disbursed
- 12/14/2020
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Stores
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Crumbl in Michigan? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a Michigan project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Crumbl purchase in Michigan with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Michigan deals. KeyBank National Association funds the most here. CapBench is not a lender.
- $473K typical Crumbl loan
- 4 lenders active in Michigan
- 8+ funded Michigan deals
- 25 days typical to fund
Buyers buying a Crumbl in Michigan typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.