Food & Restaurants · lender intelligence

How to finance a Crumbl in New Jersey

State:

Alabama (7)Alaska (1)Arizona (2)Arkansas (4)California (33)Colorado (3)Connecticut (2)Delaware (2)Florida (28)Georgia (19)Idaho (6)Illinois (6)

The SBA 7(a) lenders funding the most Crumbl deals in New Jersey, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Crumbl in New Jersey

$450K

Typical loan

range $394K–$850K

$500K

Est. purchase price

≈ loan ÷ 90%

$66,875

Cash to close

$50,000 down + fees

$5,823/mo

Typical payment

~9.5% · 10yr

$80,357/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

161 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Crumbl in New Jersey

Ranked by funded Crumbl loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.

1.19 loans · $5M · Roseville, CAFull record →
2.65 loans · $52M · Lancaster, PAFull record →

4+ funded Crumbl in New Jersey deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Longbow 1 LLC in Morris Plains, NJ — $450K (2022) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$338K (75%)
Approval → funding
12 days
Approved
12/8/2021
First disbursed
12/20/2021
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
122
Business age
New Business or 2 years or less
Industry
Baked Goods Stores
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
LONGBOW 2 LLC in Rockaway, NJ — $350K (2022) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
4/1/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
83
Business age
New Business or 2 years or less
Industry
Baked Goods Retailers
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
Longbow 1 LLC in Annandale, NJ — $850K (2021) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$638K (75%)
Approved
9/30/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
120
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
Emtiaz LLC in Princeton, NJ — $394K (2021) · Fulton Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$355K (90%)
Approval → funding
161 days
Approved
9/20/2021
First disbursed
2/28/2022
Loan status
Paid in full (4/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
41
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Stores
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Crumbl in New Jersey? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a New Jersey project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Crumbl purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. Five Star Bank funds the most here. CapBench is not a lender.

$473K typical Crumbl loan
2 lenders active in New Jersey
4+ funded New Jersey deals
161 days typical to fund

Buyers buying a Crumbl in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Crumbl lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/crumbl/new-jersey
API:: https://www.capbench.com/api/public/lenders?franchise=crumbl&state=NJ
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.