Food & Restaurants · lender intelligence
How to finance a Dunkin' Donuts in New Jersey
The SBA 7(a) lenders funding the most Dunkin' Donuts deals in New Jersey, from public loan records — typical Dunkin' Donuts loan about $800K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Dunkin' Donuts in New Jersey
$660K
Typical loan
range $433K–$1.12M
$733K
Est. purchase price
≈ loan ÷ 90%
$98,083
Cash to close
$73,333 down + fees
$8,540/mo
Typical payment
~9.5% · 10yr
$117,852/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
10
Lenders competing
more = leverage
7.94%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Dunkin' Donuts in New Jersey
Ranked by funded Dunkin' Donuts loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,322 loans · $185M · Wilmington, DEFull record →
- 2.9 loans · $10M · Garden City Park, NYFull record →
- 3.25 loans · $29M · Jersey City, NJFull record →
- 4.11 loans · $10M · Bedminster, NJFull record →
- 5.31 loans · $39M · Conshohocken, PAFull record →
- 6.105 loans · $72M · Wilmington, DEFull record →
- 7.5 loans · $3M · Astoria, NYFull record →
- 8.31 loans · $24M · Malvern, PAFull record →
- 9.1,296 loans · $1.4B · Wilmington, NCFull record →
23+ funded Dunkin' Donuts in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- QSR Millburn LLC in Millburn, NJ — $1.1M (2026) · Alma Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 304 months
- SBA guaranteed
- $840K (75%)
- Approved
- 3/11/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Retailers
Funded by Alma Bank · Lender record →
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- SHRI AMBICA GREEN BROOK LLC in Dunellen, NJ — $433K (2026) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 124 months
- SBA guaranteed
- $325K (75%)
- Approval → funding
- 72 days
- Approved
- 12/18/2025
- First disbursed
- 2/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Wilmington Savings Fund Society FSB · Lender record →
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- Blairswood Management LLC in Blairstown, NJ — $3.2M (2025) · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 28 days
- Approved
- 4/22/2025
- First disbursed
- 5/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Customers Bank · Lender record →
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- Ariya Realty of RT 57 Limited Liability Company in Hackettstown, NJ — $3.0M (2025) · Hanover Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% fixed
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 28 days
- Approved
- 5/30/2025
- First disbursed
- 6/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Hanover Community Bank · Lender record →
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- GMCE of Mansfield LLC in Hackettstown, NJ — $660K (2025) · Hanover Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $495K (75%)
- Approval → funding
- 23 days
- Approved
- 6/4/2025
- First disbursed
- 6/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Hanover Community Bank · Lender record →
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- A3 WALL LLC in Wallington, NJ — $500K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 40 days
- Approved
- 5/9/2025
- First disbursed
- 6/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,605
- Annual debt service
- $79K
- Cash flow needed (1.25×)
- $99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- GMCE Of Hackettstown LLC in Hackettstown, NJ — $709K (2024) · Hanover Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $532K (75%)
- Approval → funding
- 42 days
- Approved
- 8/30/2024
- First disbursed
- 10/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Hanover Community Bank · Lender record →
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- MNR Properties LLC in Elizabeth, NJ — $656K (2024) · JPMorgan Chase Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.16% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $492K (75%)
- Approval → funding
- 5 days
- Approved
- 7/10/2024
- First disbursed
- 7/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by JPMorgan Chase Bank, National Association · Lender record →
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- Perall Inc in Pine Beach, NJ — $337K (2024) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.19% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $169K (50%)
- Approval → funding
- 115 days
- Approved
- 1/23/2024
- First disbursed
- 5/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- Perall Inc in Pine Beach, NJ — $143K (2024) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.33% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $72K (50%)
- Approval → funding
- 32 days
- Approved
- 1/4/2024
- First disbursed
- 2/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- AVA MILLBURN LLC in Millburn, NJ — $675K (2023) · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $506K (75%)
- Approval → funding
- 5 days
- Approved
- 9/29/2023
- First disbursed
- 10/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Retailers
Funded by Provident Bank · Lender record →
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- SHRI AMBICA GREEN BROOK LLC in Green Brook, NJ — $450K (2023) · Firstrust Savings Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 40 days
- Approved
- 7/7/2023
- First disbursed
- 8/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Firstrust Savings Bank · Lender record →
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- Indu Inc in Randolph, NJ — $1.2M (2022) · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $878K (75%)
- Approval → funding
- 7 days
- Approved
- 9/9/2022
- First disbursed
- 9/16/2022
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Retailers
Funded by Provident Bank · Lender record →
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- Working On Dreams LLC in Jersey City, NJ — $50K (2022) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 9 days
- Approved
- 6/14/2022
- First disbursed
- 6/23/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- Reason 2 Believe LLC in Jersey City, NJ — $50K (2022) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 6 days
- Approved
- 9/13/2022
- First disbursed
- 9/19/2022
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- T, M & K REAL ESTATE MANAGEMENT LLC in Franklin, NJ — $1.6M (2021) · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (90%)
- Approval → funding
- 151 days
- Approved
- 8/8/2021
- First disbursed
- 1/6/2022
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Provident Bank · Lender record →
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- T, M & K HOLDING COMPANY LLC in Wantage, NJ — $1.6M (2021) · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (90%)
- Approval → funding
- 14 days
- Approved
- 8/5/2021
- First disbursed
- 8/19/2021
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 46
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Provident Bank · Lender record →
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- JF Totowa Donuts Inc. in Totowa, NJ — $800K (2021) · Peapack Private Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 1.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $720K (90%)
- Approved
- 7/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Peapack Private Bank and Trust · Lender record →
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- Aria Andover Donuts LLC in Andover, NJ — $690K (2021) · Peapack Private Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $621K (90%)
- Approved
- 7/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Peapack Private Bank and Trust · Lender record →
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- KK IRVINGTON LLC in Irvington, NJ — $600K (2021) · Firstrust Savings Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $540K (90%)
- Approval → funding
- 15 days
- Approved
- 4/1/2021
- First disbursed
- 4/16/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Firstrust Savings Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Dunkin' Donuts in New Jersey? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Dunkin' Donuts loans with a New Jersey project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Dunkin' Donuts purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. TD Bank, National Association funds the most here. CapBench is not a lender.
- $800K typical Dunkin' Donuts loan
- 10 lenders active in New Jersey
- 23+ funded New Jersey deals
- 28 days typical to fund
Buyers buying a Dunkin' Donuts in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.