Health & Medical · lender intelligence

How to finance a Elements Massage in Texas

State:

The SBA 7(a) lenders funding the most Elements Massage deals in Texas, from public loan records — typical Elements Massage loan about $360K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Elements Massage in Texas

$500K

Typical loan

range $50K–$621K

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

9.13%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Elements Massage in Texas

Ranked by funded Elements Massage loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.19 loans · $5M · Roseville, CAFull record →
3.149 loans · $135M · Mukwonago, WIFull record →

6+ funded Elements Massage in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RELAX AND BE BEAUTIFUL, INC. in Keller, TX — $621K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$466K (75%)
Approval → funding
101 days
Approved
5/19/2025
First disbursed
8/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
RELAX AND BE BEAUTIFUL, INC. in Keller, TX — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
5/19/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DCT Brands LLC in Mckinney, TX — $500K (2024) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
114 months
SBA guaranteed
$375K (75%)
Approval → funding
22 days
Approved
11/2/2023
First disbursed
11/24/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
EMCTX Inc. in Harker Heights, TX — $630K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
129 months
SBA guaranteed
$473K (75%)
Approval → funding
2 days
Approved
11/14/2022
First disbursed
11/16/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
EMCTX Inc. in Harker Heights, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
18 days
Approved
11/14/2022
First disbursed
12/2/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Lifetime Paradise, LLC in San Antonio, TX — $424K (2022) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
125 months
SBA guaranteed
$318K (75%)
Approval → funding
22 days
Approved
12/9/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Elements Massage in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Elements Massage loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Elements Massage purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$360K typical Elements Massage loan
3 lenders active in Texas
6+ funded Texas deals
22 days typical to fund

Buyers buying a Elements Massage in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Elements Massage lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/elements-massage/texas
API:: https://www.capbench.com/api/public/lenders?franchise=elements-massage
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.