Health & Medical · lender intelligence
How to finance a Elements Massage
The SBA 7(a) lenders funding the most Elements Massage deals, ranked from public loan records — typical Elements Massage loan about $360K, 3.57% failure rate across 41 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Elements Massage
$360K
Typical loan
range $100K–$500K
$400K
Est. purchase price
≈ loan ÷ 90%
$53,545
Cash to close
$40,033 down + fees
$4,662/mo
Typical payment
~9.5% · 10yr
$64,336/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
96.4%
Still performing
3.6% default · FY20–23
18 days
Typical time to fund
21
Lenders competing
more = leverage
8.28%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Elements Massage
Ranked by funded Elements Massage loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.2 loans · $0M · Mccall, IDFull record →
- 3.868 loans · $362M · Salt Lake City, UTFull record →
- 4.66 loans · $68M · Milford, IAFull record →
- 5.149 loans · $135M · Mukwonago, WIFull record →
- 6.3 loans · $2M · Minneapolis, MNFull record →
- 7.168 loans · $205M · Fishers, INFull record →
- 8.24 loans · $17M · Wayne, PAFull record →
- 9.318 loans · $229M · Osage Beach, MOFull record →
- 10.70 loans · $22M · Melrose, MNFull record →
- 11.2 loans · $1M · Scottsdale, AZFull record →
- 12.105 loans · $51M · Fitzgerald, GAFull record →
- 13.1,927 loans · $207M · Buffalo, NYFull record →
- 14.20 loans · $8M · Saint Petersburg, FLFull record →
- 15.6 loans · $4M · Spokane Valley, WAFull record →
- 16.19 loans · $5M · Roseville, CAFull record →
- 17.51 loans · $52M · Fuquay Varina, NCFull record →
- 18.62 loans · $34M · Winter Haven, FLFull record →
- 19.83 loans · $31M · Sandy, UTFull record →
41+ funded Elements Massage deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- RELAX AND BE BEAUTIFUL, INC. in Keller, TX — $621K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $466K (75%)
- Approval → funding
- 101 days
- Approved
- 5/19/2025
- First disbursed
- 8/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Claros Therapy Corporation in Tracy, CA — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 2 days
- Approved
- 10/14/2024
- First disbursed
- 10/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CAVE CREEK WELLNESS, LLC in Cave Creek, AZ — $286K (2025) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $214K (75%)
- Approval → funding
- 8 days
- Approved
- 4/10/2025
- First disbursed
- 4/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $318K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $42K
- Monthly payment
- $3,858
- Annual debt service
- $46K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- IVANWORKS WELLNESS LLC in Miami, FL — $150K (2025) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 9 days
- Approved
- 5/28/2025
- First disbursed
- 6/6/2025
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Existing or more than 2 years old
- Industry
- All Other Amusement and Recreation Industries
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
- KEY WESTIE STUDIO LLC in Melbourne, FL — $75K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $64K (85%)
- Approval → funding
- 7 days
- Approved
- 11/5/2024
- First disbursed
- 11/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Existing or more than 2 years old
- Industry
- All Other Personal Services
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- RELAX AND BE BEAUTIFUL, INC. in Keller, TX — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 5/19/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Claros Therapy Corporation in Tracy, CA — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 323 days
- Approved
- 10/14/2024
- First disbursed
- 9/2/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Surprise Health & Wellness LLC in Surprise, AZ — $505K (2024) · Gainey Business Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $379K (75%)
- Approval → funding
- 133 days
- Approved
- 8/16/2024
- First disbursed
- 12/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Gainey Business Bank · Lender record →
Your business? Claim this record · Request removal
- DCT Brands LLC in Mckinney, TX — $500K (2024) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 114 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 22 days
- Approved
- 11/2/2023
- First disbursed
- 11/24/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 34
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
- Pereira Services Corporation in Cary, NC — $481K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $361K (75%)
- Approval → funding
- 12 days
- Approved
- 12/9/2023
- First disbursed
- 12/21/2023
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Clearview Healing Corp. in Fort Wayne, IN — $150K (2024) · purchase · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 4 days
- Approved
- 5/2/2024
- First disbursed
- 5/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 33
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $2,088
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- IMPACT WELLNESS GROUP, LLC in Horsham, PA — $50K (2024) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $43K (85%)
- Approval → funding
- 44 days
- Approved
- 9/18/2024
- First disbursed
- 11/1/2024
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- New Business or 2 years or less
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Pereira Services Corporation in Cary, NC — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 128 days
- Approved
- 12/9/2023
- First disbursed
- 4/15/2024
- Loan status
- Past due
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- EMCTX Inc. in Harker Heights, TX — $630K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 129 months
- SBA guaranteed
- $473K (75%)
- Approval → funding
- 2 days
- Approved
- 11/14/2022
- First disbursed
- 11/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- SEFAS CORP in Henderson, NV — $598K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 129 months
- SBA guaranteed
- $448K (75%)
- Approval → funding
- 5 days
- Approved
- 3/15/2023
- First disbursed
- 3/20/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Upper Wellness Inc. in Wendell, NC — $565K (2023) · The Fidelity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 124 months
- SBA guaranteed
- $424K (75%)
- Approval → funding
- 11 days
- Approved
- 4/27/2023
- First disbursed
- 5/8/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by The Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
- CANNON SPARKS MASSAGE LLC in Lake Oswego, OR — $548K (2023) · purchase · Numerica CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $411K (75%)
- Approval → funding
- 8 days
- Approved
- 9/27/2023
- First disbursed
- 10/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $609K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $81K
- Monthly payment
- $7,318
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Numerica CU · Lender record →
Your business? Claim this record · Request removal
- Elements Massage - Mesa Gateway in Mesa, AZ — $382K (2023) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $286K (75%)
- Approval → funding
- 7 days
- Approved
- 6/23/2023
- First disbursed
- 6/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 31
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- EMCTX Inc. in Harker Heights, TX — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 18 days
- Approved
- 11/14/2022
- First disbursed
- 12/2/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- SEFAS CORP in Henderson, NV — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 20 days
- Approved
- 3/15/2023
- First disbursed
- 4/4/2023
- Loan status
- Failed — $25K charged off (1/23/2026)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Elements Massage? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Elements Massage businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Elements Massage purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $360K typical Elements Massage loan
- 3.57% failure rate (FY20–23)
- 21 lenders fund the brand
- 18 days typical to fund
Buyers researching a Elements Massage typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.