SBA lending record

EMCTX Inc.

201 East Central Expressway, Harker Heights, TX 76548 · Other Personal Care Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$680K

Total SBA financing

Loans on record

FY2023

On record

Jobs supported

Franchise brand

Elements Massage

See Elements Massage's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$630,000 — FY2023

Loan 1 of 2

Gross approval: $630,000
SBA guaranteed: $472,500 (75%)
Status: Current
Rate at approval: 8.75% v
Term: 129 mo (11 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/14/2022
First disbursement: 11/16/2022
Days to fund: 2 days
Collateral: Required
Jobs supported: 17
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Other Personal Care Services
NAICS code: 812199
Franchise: Elements Massage
Franchise code: S0574
Lender: The Huntington National Bank
Address: 201 East Central Expressway
City: Harker Heights, 76548
County: Bell
SBA district office: DALLAS / FT WORTH DISTRICT OFFICE
Congressional district: 31

$50,000 — FY2023

Loan 2 of 2

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Current
Rate at approval: 8.75% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/14/2022
First disbursement: 12/2/2022
Days to fund: 18 days
Collateral: Required
Jobs supported: 17
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Other Personal Care Services
NAICS code: 812199
Franchise: Elements Massage
Franchise code: S0574
Lender: The Huntington National Bank
Address: 201 East Central Expressway
City: Harker Heights, 76548
County: Bell
SBA district office: DALLAS / FT WORTH DISTRICT OFFICE
Congressional district: 31

The lender

The Huntington National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding other personal care services — by location, industry, and brand.

SBA lenders in Texas Lenders for other personal care services Other Personal Care Services lenders in Texas Elements Massage lenders Elements Massage lenders in Texas

Other Elements Massage locations

Other Elements Massage businesses in the public SBA record — closest first, by location and deal size.

RELAX AND BE BEAUTIFUL, INC.

Keller, TX· ~131 mi

Elements Massage

$671K
SBA financing: ≈ $1.3M–$2.2M
Est. revenue (rough)

View record

DCT Brands LLC

Mckinney, TX· ~159 mi

Elements Massage

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

Lifetime Paradise, LLC

San Antonio, TX· ~116 mi

Elements Massage

$424K
SBA financing: ≈ $831K–$1.4M
Est. revenue (rough)

View record

VCC Wellness LLC

Franklin, TN· ~709 mi

Elements Massage

$694K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

View record

Claros Therapy Corporation

Tracy, CA· ~1427 mi

Elements Massage

$550K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

SEFAS CORP

Henderson, NV· ~1053 mi

Elements Massage

$623K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

Similar businesses

Comparable other personal care services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

The Healing Stone LLC

Temple, TX· ~17 mi

Hand and Stone Massage and Facial Spa

$726K
SBA financing: ≈ $1.4M–$2.4M
Est. revenue (rough)

View record

Clark Hospitality Group LLC

Georgetown, TX· ~29 mi

Other Personal Care Services

$740K
SBA financing: ≈ $1.5M–$2.4M
Est. revenue (rough)

View record

Glow Spot of Georgetown LLC

Georgetown, TX· ~30 mi

Other Personal Care Services

$751K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

Tao Cxam LLC

Round Rock, TX· ~37 mi

Other Personal Care Services

$708K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

View record

Highland Rejuvenation Clinic, LLC

Georgetown, TX· ~33 mi

Other Personal Care Services

$600K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

Joshua and Amy Shandick

Killeen, TX· ~4 mi

Other Personal Care Services

$247K
SBA financing: ≈ $483K–$806K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for EMCTX Inc. in Harker Heights, TX (Other Personal Care Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $680K
On record FY2023
34 jobs supported
Industry: Other Personal Care Services
Location: Harker Heights, TX
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Other Personal Care Services businesses in TX for ~$340k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/emctx-inc-tx
API:: https://www.capbench.com/api/public/businesses/emctx-inc-tx
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with EMCTX Inc..