Health & Medical · lender intelligence
How to finance a Essential Speech and ABA Therapy
The SBA 7(a) lenders funding the most Essential Speech and ABA Therapy deals, ranked from public loan records — typical Essential Speech and ABA Therapy loan about $278K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Essential Speech and ABA Therapy
$278K
Typical loan
range $220K–$329K
$308K
Est. purchase price
≈ loan ÷ 90%
$41,254
Cash to close
$30,844 down + fees
$3,824/mo
Typical payment
~11% · 10yr
$52,771/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
14 days
Typical time to fund
4
Lenders competing
more = leverage
10.65%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Essential Speech and ABA Therapy
Ranked by funded Essential Speech and ABA Therapy loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.9 loans · $1M · Austin, TXFull record →
- 4.31 loans · $39M · Conshohocken, PAFull record →
10+ funded Essential Speech and ABA Therapy deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ALLA VITA CARE INC in Edison, NJ — $430K (2026) · Firstrust Savings Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $323K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Firstrust Savings Bank · Lender record →
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- JLE ABA Therapy LLC in Katy, TX — $498K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $374K (75%)
- Approval → funding
- 10 days
- Approved
- 4/15/2025
- First disbursed
- 4/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by The Huntington National Bank · Lender record →
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- Accel Minds, Inc. in Richmond, TX — $266K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (75%)
- Approval → funding
- 15 days
- Approved
- 4/21/2025
- First disbursed
- 5/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by First Bank of the Lake · Lender record →
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- Essential Speech and ABA Therapy of Sandy Springs in Atlanta, GA — $329K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $247K (75%)
- Approval → funding
- 7 days
- Approved
- 5/17/2024
- First disbursed
- 5/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by First Bank of the Lake · Lender record →
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- SPECTRUM SUCCESS LLC in Sugar Hill, GA — $282K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $212K (75%)
- Approval → funding
- 28 days
- Approved
- 4/26/2024
- First disbursed
- 5/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by The Huntington National Bank · Lender record →
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- Raising Resilience, Inc. in Albuquerque, NM — $242K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $182K (75%)
- Approval → funding
- 5 days
- Approved
- 1/24/2024
- First disbursed
- 1/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by First Bank of the Lake · Lender record →
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- Essential Speech and ABA Therapy Atlanta LLC in Suwanee, GA — $100K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 17 days
- Approved
- 8/10/2024
- First disbursed
- 8/27/2024
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by The Huntington National Bank · Lender record →
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- SPECTRUM SUCCESS LLC in Sugar Hill, GA — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 4/26/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by The Huntington National Bank · Lender record →
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- E&J ABA Therapy, LLC in Sugar Land, TX — $278K (2023) · PeopleFund
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 11.25% fixed
- Term
- 87 months
- SBA guaranteed
- $208K (75%)
- Approval → funding
- 14 days
- Approved
- 1/9/2023
- First disbursed
- 1/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by PeopleFund · Lender record →
Your business? Claim this record · Request removal
- Essential Speech and ABA Therapy Atlanta LLC in Suwanee, GA — $220K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $165K (75%)
- Approval → funding
- 13 days
- Approved
- 6/7/2023
- First disbursed
- 6/20/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Essential Speech and ABA Therapy businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Essential Speech and ABA Therapy purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $278K typical Essential Speech and ABA Therapy loan
- 4 lenders fund the brand
- 14 days typical to fund
Buyers researching a Essential Speech and ABA Therapy typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.