Health & Medical · lender intelligence

How to finance a Genius Kids

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The SBA 7(a) lenders funding the most Genius Kids deals, ranked from public loan records — typical Genius Kids loan about $803K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Genius Kids

$803K

Typical loan

range $803K–$803K

$892K

Est. purchase price

≈ loan ÷ 90%

$122,316

Cash to close

$89,200 down + fees

$10,388/mo

Typical payment

~9.5% · 10yr

$143,354/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

9.74%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Genius Kids

Ranked by funded Genius Kids loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

Not enough public Genius Kids loan history yet to rank lenders. See the brand's full record →

1+ funded Genius Kids deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

LittleChamps LLC in Rancho Cordova, CA — $803K (2023) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.74% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$602K (75%)
Approval → funding
21 days
Approved
6/16/2023
First disbursed
7/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by U.S. Bank, National Association · Lender record →
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Buying a Genius Kids? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Genius Kids businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Genius Kids purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. CapBench is not a lender.

$803K typical Genius Kids loan
1 lenders fund the brand
21 days typical to fund

Buyers researching a Genius Kids typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Genius Kids record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/genius-kids
API:: https://www.capbench.com/api/public/lenders?franchise=genius-kids
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.