Education & Childcare · lender intelligence

How to finance a Kidcreate Studio

State:

The SBA 7(a) lenders funding the most Kidcreate Studio deals, ranked from public loan records — typical Kidcreate Studio loan about $260K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Kidcreate Studio

$260K

Typical loan

range $135K–$350K

$289K

Est. purchase price

≈ loan ÷ 90%

$38,639

Cash to close

$28,889 down + fees

$3,582/mo

Typical payment

~11% · 10yr

$49,432/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

28 days

Typical time to fund

Lenders competing

more = leverage

8.8%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Kidcreate Studio

Ranked by funded Kidcreate Studio loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.575 loans · $220M · De Graff, OHFull record →

11+ funded Kidcreate Studio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Belvedere Court LLC in Bethesda, MD — $645K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
132 mo (11 yrs)
SBA guaranteed
$483K (75%)
Approved
1/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Art & Science Synergy LLC in Cypress, TX — $350K (2026) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.85% fixed
Term
126 months
SBA guaranteed
$263K (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Fine Arts Schools
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
KIDCREATE STUDIO FREDERICK in Frederick, MD — $332K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$249K (75%)
Approval → funding
28 days
Approved
1/29/2026
First disbursed
2/26/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
KM Artistics LLC in Cumming, GA — $304K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$228K (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
KM Artistics LLC in Cumming, GA — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
1/29/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Kidcreate Studio Wixom in Wixom, MI — $600K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$450K (75%)
Approval → funding
34 days
Approved
7/23/2025
First disbursed
8/26/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
BBB CREATIONS INCORPORATED in Charlotte, NC — $260K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
10 days
Approved
5/20/2025
First disbursed
5/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Kidcreate Studio in Austin, TX — $240K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
132 mo (11 yrs)
SBA guaranteed
$180K (75%)
Approved
9/22/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Finish Carpentry Contractors
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
BBB CREATIONS INCORPORATED in Charlotte, NC — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
5/20/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GRENERLY ENTERPRISES LLC in North Miami, FL — $150K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
16 days
Approved
10/15/2021
First disbursed
10/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Schools and Instruction
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
GrayFin, LLC. in Midlothian, TX — $135K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$115K (85%)
Approved
4/28/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Kidcreate Studio? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Kidcreate Studio businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Kidcreate Studio purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Bank of the Lake funds the most. CapBench is not a lender.

$260K typical Kidcreate Studio loan
4 lenders fund the brand
28 days typical to fund

Buyers researching a Kidcreate Studio typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Kidcreate Studio record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/kidcreate-studio
API:: https://www.capbench.com/api/public/lenders?franchise=kidcreate-studio
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.