Health & Medical · lender intelligence
How to finance a Kiddie Academy in Texas
The SBA 7(a) lenders funding the most Kiddie Academy deals in Texas, from public loan records — typical Kiddie Academy loan about $696K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Kiddie Academy in Texas
$668K
Typical loan
range $330K–$1.02M
$742K
Est. purchase price
≈ loan ÷ 90%
$99,272
Cash to close
$74,222 down + fees
$8,644/mo
Typical payment
~9.5% · 10yr
$119,287/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
15
Lenders competing
more = leverage
6.51%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Kiddie Academy in Texas
Ranked by funded Kiddie Academy loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.72 loans · $30M · Oconomowoc, WIFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.31 loans · $24M · Malvern, PAFull record →
- 4.2 loans · $0M · Pine Bluff, ARFull record →
- 5.1,296 loans · $1.4B · Wilmington, NCFull record →
- 6.318 loans · $229M · Osage Beach, MOFull record →
- 7.7 loans · $3M · Humble, TXFull record →
- 8.868 loans · $362M · Salt Lake City, UTFull record →
- 9.128 loans · $40M · Wilmington, DEFull record →
- 10.16 loans · $21M · Las Vegas, NVFull record →
- 11.5 loans · $16M · Humble, TXFull record →
40+ funded Kiddie Academy in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Kiddie Academy of Temple-Belton in Belton, TX — $5.0M (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 1/7/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- KA Allen LLC in Allen, TX — $4.3M (2026) · purchase · Plains State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.2M (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $4.8M
- Est. down payment (10%)
- $476K
- Est. cash at closing
- $658K
- Monthly payment
- $48,065
- Annual debt service
- $577K
- Cash flow needed (1.25×)
- $721K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plains State Bank · Lender record →
Your business? Claim this record · Request removal
- KA Ops LLC in Mckinney, TX — $4.0M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 14 days
- Approved
- 1/9/2026
- First disbursed
- 1/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $4.5M
- Est. down payment (10%)
- $450K
- Est. cash at closing
- $622K
- Monthly payment
- $29,929
- Annual debt service
- $359K
- Cash flow needed (1.25×)
- $449K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Lone Star Learning Partners, Inc. in Cypress, TX — $1.1M (2026) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.45% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $798K (75%)
- Approved
- 1/2/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $118K
- Est. cash at closing
- $162K
- Monthly payment
- $12,600
- Annual debt service
- $151K
- Cash flow needed (1.25×)
- $189K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- KA Colleyville LLC in Colleyville, TX — $866K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $650K (75%)
- Approved
- 3/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- KA Colleyville LLC in Colleyville, TX — $622K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.87% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $467K (75%)
- Approved
- 1/8/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Vinayak Vidyala Inc. in Porter, TX — $250K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 2/11/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Vinayak Vidyala Inc. in Porter, TX — $100K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 2/11/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- KA Colleyville LLC in Colleyville, TX — $100K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 3/23/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Akshayam Holdings LLC in Princeton, TX — $4.7M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.5M (75%)
- Approval → funding
- 141 days
- Approved
- 9/25/2025
- First disbursed
- 2/13/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- TouchNew Holdings Inc. in Richmond, TX — $3.9M (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 45 days
- Approved
- 8/13/2024
- First disbursed
- 9/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- KIDDIE ACADEMY OF UNION PARK in Aubrey, TX — $521K (2024) · purchase · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $390K (75%)
- Approval → funding
- 78 days
- Approved
- 7/30/2024
- First disbursed
- 10/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $578K
- Est. down payment (10%)
- $58K
- Est. cash at closing
- $77K
- Monthly payment
- $6,735
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- TX Great Minds West LLC in Katy, TX — $400K (2024) · Bank of America, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (50%)
- Approval → funding
- 19 days
- Approved
- 7/11/2024
- First disbursed
- 7/30/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Kiddie Academy of Firewheel in Garland, TX — $371K (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 165 days
- Approved
- 9/27/2024
- First disbursed
- 3/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- KIDDIE ACADEMY OF MANOR in Manor, TX — $330K (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $248K (75%)
- Approved
- 1/29/2024
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Kiddie Academy of Humble in Humble, TX — $315K (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $236K (75%)
- Approval → funding
- 163 days
- Approved
- 8/27/2024
- First disbursed
- 2/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Superhero Academy, Inc. in Houston, TX — $572K (2023) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $429K (75%)
- Approved
- 6/22/2023
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Ka Cypress Operations, Lp in Cypress, TX — $1.7M (2022) · purchase · NewFirst National Bank
- Program
- 7a General
- Rate at approval
- 4.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 25 days
- Approved
- 2/10/2022
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $188K
- Est. cash at closing
- $259K
- Monthly payment
- $17,556
- Annual debt service
- $211K
- Cash flow needed (1.25×)
- $263K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NewFirst National Bank
Your business? Claim this record · Request removal
- SAI AKN 2 LLC in Schertz, TX — $1.2M (2022) · Simmons Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 123 months
- SBA guaranteed
- $896K (75%)
- Approval → funding
- 12 days
- Approved
- 8/31/2022
- First disbursed
- 9/12/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
- JGMG Academy LLC in Montgomery, TX — $804K (2022) · Simmons Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 123 months
- SBA guaranteed
- $603K (75%)
- Approval → funding
- 253 days
- Approved
- 11/29/2021
- First disbursed
- 8/9/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Kiddie Academy in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Kiddie Academy loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Kiddie Academy purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Bank Five Nine funds the most here. CapBench is not a lender.
- $696K typical Kiddie Academy loan
- 15 lenders active in Texas
- 40+ funded Texas deals
- 28 days typical to fund
Buyers buying a Kiddie Academy in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.