Business Services · lender intelligence
How to finance a Locals Love Us
The SBA 7(a) lenders funding the most Locals Love Us deals, ranked from public loan records — typical Locals Love Us loan about $123K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Locals Love Us
$123K
Typical loan
range $123K–$123K
$137K
Est. purchase price
≈ loan ÷ 90%
$17,603
Cash to close
$13,667 down + fees
$1,800/mo
Typical payment
~12.5% · 10yr
$24,840/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
11 days
Typical time to fund
1
Lenders competing
more = leverage
4.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Locals Love Us
Ranked by funded Locals Love Us loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.9 loans · $3M · Sioux Falls, SDFull record →
1+ funded Locals Love Us deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Grand Prairie Partners, LLC in Sioux Falls, SD — $123K (2021) · The First National Bank in Sioux Falls
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.25% fixed
- Term
- 70 months
- SBA guaranteed
- $62K (50%)
- Approval → funding
- 11 days
- Approved
- 6/17/2021
- First disbursed
- 6/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Advertising Agencies
Funded by The First National Bank in Sioux Falls · Lender record →
Your business? Claim this record · Request removal
Buying a Locals Love Us? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Locals Love Us businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Locals Love Us purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The First National Bank in Sioux Falls funds the most. CapBench is not a lender.
- $123K typical Locals Love Us loan
- 1 lenders fund the brand
- 11 days typical to fund
Buyers researching a Locals Love Us typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.