Education & Childcare · lender intelligence
How to finance a Mad Science
The SBA 7(a) lenders funding the most Mad Science deals, ranked from public loan records — typical Mad Science loan about $100K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Mad Science
$100K
Typical loan
range $100K–$100K
$111K
Est. purchase price
≈ loan ÷ 90%
$14,311
Cash to close
$11,111 down + fees
$1,464/mo
Typical payment
~12.5% · 10yr
$20,203/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
1
Lenders competing
more = leverage
7.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Mad Science
Ranked by funded Mad Science loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,927 loans · $207M · Buffalo, NYFull record →
1+ funded Mad Science deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ENLIGHTENED COMMUNICATIONS, LLC in Silver Spring, MD — $100K (2020) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 5/5/2020
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Educational Support Services
Funded by Manufacturers and Traders Trust Company · Lender record →
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Buying a Mad Science? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Mad Science businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Mad Science purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Manufacturers and Traders Trust Company funds the most. CapBench is not a lender.
- $100K typical Mad Science loan
- 1 lenders fund the brand
Buyers researching a Mad Science typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.