Health & Medical · lender intelligence

How to finance a Maximized Living

State:

The SBA 7(a) lenders funding the most Maximized Living deals, ranked from public loan records — typical Maximized Living loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Maximized Living

$150K

Typical loan

range $150K–$270K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

45 days

Typical time to fund

Lenders competing

more = leverage

6.29%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Maximized Living

Ranked by funded Maximized Living loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.62 loans · $21M · Saint Cloud, MNFull record →
2.20 loans · $8M · Saint Petersburg, FLFull record →
3.868 loans · $362M · Salt Lake City, UTFull record →
4.13 loans · $18M · Roseburg, ORFull record →

6+ funded Maximized Living deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

FREEDOM FAMILY CHIROPRACTIC PLLC in Queen Creek, AZ — $270K (2022) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$203K (75%)
Approved
4/14/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Offices of Chiropractors
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
FREEDOM FAMILY CHIROPRACTIC PLLC in Queen Creek, AZ — $270K (2022) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$203K (75%)
Approval → funding
13 days
Approved
4/20/2022
First disbursed
5/3/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Offices of Chiropractors
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
EMPOWER FAMILY CHIROPRACTIC, LLC in Chandler, AZ — $150K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
5/5/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Offices of Chiropractors
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
LIFE BY DESIGN CHIROPRACTIC, LLC in Lake Charles, LA — $150K (2020) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
45 days
Approved
7/17/2020
First disbursed
8/31/2020
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Offices of Chiropractors
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
MOMENTUM FAMILY CHIROPRACTIC, LLC in Cedar Hill, TX — $150K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
19 days
Approved
11/11/2019
First disbursed
11/30/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Offices of Chiropractors
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Schulz Chiropractic LLC in Salem, OR — $25K (2020) · Columbia Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
145 days
Approved
4/8/2020
First disbursed
8/31/2020
Loan status
Paid in full (5/31/2022)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Offices of Chiropractors
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Maximized Living? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Maximized Living businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Maximized Living purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Stearns Bank National Association funds the most. CapBench is not a lender.

$150K typical Maximized Living loan
4 lenders fund the brand
45 days typical to fund

Buyers researching a Maximized Living typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Maximized Living record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/maximized-living
API:: https://www.capbench.com/api/public/lenders?franchise=maximized-living
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.