Health & Medical · lender intelligence

How to finance a Pause Studio

State:

The SBA 7(a) lenders funding the most Pause Studio deals, ranked from public loan records — typical Pause Studio loan about $1.3M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Pause Studio

$1.34M

Typical loan

range $1.00M–$1.47M

$1.49M

Est. purchase price

≈ loan ÷ 90%

$203,668

Cash to close

$148,522 down + fees

$17,297/mo

Typical payment

~9.5% · 10yr

$238,699/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

42 days

Typical time to fund

Lenders competing

more = leverage

9.52%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pause Studio

Ranked by funded Pause Studio loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.88 loans · $96M · Muncie, INFull record →
4.38 loans · $26M · Richmond City, VAFull record →
5.102 loans · $119M · Saint Petersburg, FLFull record →
6.149 loans · $135M · Mukwonago, WIFull record →
7.62 loans · $34M · Winter Haven, FLFull record →
8.4 loans · $1M · Des Moines, IAFull record →
9.36 loans · $51M · Carmel, INFull record →

15+ funded Pause Studio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Wellness Origination, Inc. in Woodland Hills, CA — $1.6M (2026) · Atlantic Union Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
126 months
SBA guaranteed
$1.2M (75%)
Approved
11/18/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
BEST LIFE WELLNESS INC. in San Francisco, CA — $1.6M (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$1.2M (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Revitalize Fire and Ice LLC in Hanover, MA — $1.4M (2026) · Climate First Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
126 months
SBA guaranteed
$1.1M (75%)
Approved
3/16/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
New Rituals Wellness Inc. in Chicago, IL — $1.4M (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approved
1/22/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
New Rituals Wellness Inc. in Chicago, IL — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
1/22/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BEST LIFE WELLNESS INC. in San Francisco, CA — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
1/23/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Pause Studio Southlake in Southlake, TX — $1.4M (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
132 mo (11 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
40 days
Approved
12/13/2024
First disbursed
1/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Wellness Time NC LLP in Charlotte, NC — $1.3M (2025) · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
129 months
SBA guaranteed
$1.0M (75%)
Approval → funding
107 days
Approved
2/18/2025
First disbursed
6/5/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
15
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Grow Studio One LLC in Orlando, FL — $1.3M (2025) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$992K (75%)
Approved
4/29/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Outerway Inc in Boulder, CO — $1.1M (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$850K (75%)
Approval → funding
7 days
Approved
8/13/2025
First disbursed
8/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Pause West Des Moines in West Des Moines, IA — $1.0M (2025) · Bankers Trust Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
126 months
SBA guaranteed
$750K (75%)
Approval → funding
7 days
Approved
10/9/2024
First disbursed
10/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Bankers Trust Company · Lender record →
Your business? Claim this record · Request removal
Outerway Inc in Boulder, CO — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
58 days
Approved
8/13/2025
First disbursed
10/10/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Coral PPJ LLC in Coral Gables, FL — $2.2M (2024) · First Merchants Bank
Program
7a General
Rate at approval
11% variable
Term
126 months
SBA guaranteed
$1.6M (75%)
Approval → funding
209 days
Approved
6/5/2024
First disbursed
12/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
Pause East Cobb in Marietta, GA — $1.5M (2024) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
129 months
SBA guaranteed
$1.1M (75%)
Approval → funding
42 days
Approved
4/19/2024
First disbursed
5/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Pause Newport Beach in Newport Beach, CA — $1.1M (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
131 months
SBA guaranteed
$803K (75%)
Approval → funding
6 days
Approved
4/23/2024
First disbursed
4/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal

Buying a Pause Studio? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pause Studio businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pause Studio purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$1.3M typical Pause Studio loan
9 lenders fund the brand
42 days typical to fund

Buyers researching a Pause Studio typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Pause Studio record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pause-studio
API:: https://www.capbench.com/api/public/lenders?franchise=pause-studio
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.