Business Services · lender intelligence

How to finance a Showhomes

State:

The SBA 7(a) lenders funding the most Showhomes deals, ranked from public loan records — typical Showhomes loan about $137K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Showhomes

$137K

Typical loan

range $120K–$160K

$152K

Est. purchase price

≈ loan ÷ 90%

$19,606

Cash to close

$15,222 down + fees

$2,005/mo

Typical payment

~12.5% · 10yr

$27,669/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

7.58%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Showhomes

Ranked by funded Showhomes loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.1,025 loans · $292M · Berkeley Heights, NJFull record →

3+ funded Showhomes deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Showhomes Charlotte in Charlotte, NC — $160K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$120K (75%)
Approval → funding
36 days
Approved
5/24/2023
First disbursed
6/29/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Interior Design Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Gholston Enterprises, LLC in Kennesaw, GA — $120K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$108K (90%)
Approval → funding
4 days
Approved
4/12/2021
First disbursed
4/16/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Interior Design Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Wilco Interiors, LLC in Nolensville, TN — $137K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$116K (85%)
Approval → funding
21 days
Approved
9/9/2020
First disbursed
9/30/2020
Loan status
Paid in full (10/31/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Showhomes? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Showhomes businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Showhomes purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$137K typical Showhomes loan
2 lenders fund the brand
21 days typical to fund

Buyers researching a Showhomes typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Showhomes record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/showhomes
API:: https://www.capbench.com/api/public/lenders?franchise=showhomes
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.