Fitness & Recreation · lender intelligence
How to finance a Stretch Zone in Texas
The SBA 7(a) lenders funding the most Stretch Zone deals in Texas, from public loan records — typical Stretch Zone loan about $170K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Stretch Zone in Texas
$211K
Typical loan
range $150K–$224K
$234K
Est. purchase price
≈ loan ÷ 90%
$31,357
Cash to close
$23,444 down + fees
$3,089/mo
Typical payment
~12.5% · 10yr
$42,628/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
16 days
Typical time to fund
3
Lenders competing
more = leverage
8.8%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Stretch Zone in Texas
Ranked by funded Stretch Zone loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.38 loans · $21M · San Antonio, TXFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.70 loans · $22M · Melrose, MNFull record →
5+ funded Stretch Zone in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- HK Stretch Solutions LLC in Fort Worth, TX — $235K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $176K (75%)
- Approval → funding
- 36 days
- Approved
- 11/6/2024
- First disbursed
- 12/12/2024
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- HK Stretch Solutions LLC in Fort Worth, TX — $25K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 390 days
- Approved
- 11/6/2024
- First disbursed
- 12/1/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- EAHG, LLC in Mansfield, TX — $150K (2024) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 121 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 1 days
- Approved
- 6/20/2024
- First disbursed
- 6/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- SZ Stretch Five, LLC in Sachse, TX — $224K (2022) · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $168K (75%)
- Approval → funding
- 9 days
- Approved
- 6/28/2022
- First disbursed
- 7/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- Full Life SA, LLC in San Antonio, TX — $211K (2021) · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $190K (90%)
- Approval → funding
- 16 days
- Approved
- 7/15/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Stretch Zone in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Stretch Zone loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Stretch Zone purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Frost Bank funds the most here. CapBench is not a lender.
- $170K typical Stretch Zone loan
- 3 lenders active in Texas
- 5+ funded Texas deals
- 16 days typical to fund
Buyers buying a Stretch Zone in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.