Food & Restaurants · lender intelligence
How to finance a Subway in Missouri
The SBA 7(a) lenders funding the most Subway deals in Missouri, from public loan records — typical Subway loan about $210K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Subway in Missouri
$370K
Typical loan
range $225K–$370K
$411K
Est. purchase price
≈ loan ÷ 90%
$54,986
Cash to close
$41,111 down + fees
$4,788/mo
Typical payment
~9.5% · 10yr
$66,074/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
161 days
Typical time to fund
2
Lenders competing
more = leverage
10%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Subway in Missouri
Ranked by funded Subway loans in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.15 loans · $15M · Houston, MOFull record →
- 2.1 loans · $0M · Parsons, KSFull record →
2+ funded Subway in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Jay Narayan LLC in Saint Louis, MO — $225K (2026) · purchase · Commercial Bank
- Program
- 7a General
- Rate at approval
- 9% fixed
- Term
- 87 months
- SBA guaranteed
- $169K (75%)
- Approved
- 1/21/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $250K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $3,530
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commercial Bank · Lender record →
Your business? Claim this record · Request removal
- Shree Raam LLC in Saint Louis, MO — $370K (2024) · purchase · The Bank of Houston
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 161 days
- Approved
- 5/1/2024
- First disbursed
- 10/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $411K
- Est. down payment (10%)
- $41K
- Est. cash at closing
- $55K
- Monthly payment
- $5,097
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
Buying a Subway in Missouri? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Subway loans with a Missouri project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Subway purchase in Missouri with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Missouri deals. The Bank of Houston funds the most here. CapBench is not a lender.
- $210K typical Subway loan
- 2 lenders active in Missouri
- 2+ funded Missouri deals
- 161 days typical to fund
Buyers buying a Subway in Missouri typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.