Hotels & Lodging · lender intelligence
How to finance a SureStay
The SBA 7(a) lenders funding the most SureStay deals, ranked from public loan records — typical SureStay loan about $2.7M, 0% failure rate across 48 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance SureStay
$2.69M
Typical loan
range $1.84M–$4.10M
$2.99M
Est. purchase price
≈ loan ÷ 90%
$412,858
Cash to close
$299,222 down + fees
$34,847/mo
Typical payment
~9.5% · 10yr
$480,889/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
12 days
Typical time to fund
23
Lenders competing
more = leverage
6.61%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with SureStay
Ranked by funded SureStay loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.98 loans · $309M · Las Vegas, NVFull record →
- 2.1 loans · $0M · Ooltewah, TNFull record →
- 3.159 loans · $307M · Garden Grove, CAFull record →
- 4.1 loans · $1M · Cuba, MOFull record →
- 5.868 loans · $362M · Salt Lake City, UTFull record →
- 6.1 loans · $1M · Lincoln, NEFull record →
- 7.85 loans · $148M · Los Angeles, CAFull record →
- 8.83 loans · $143M · Los Angeles, CAFull record →
- 9.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 10.13 loans · $16M · Santa Rosa, CAFull record →
- 11.42 loans · $48M · Los Angeles, CAFull record →
- 12.8 loans · $5M · Overland Park, KSFull record →
- 13.24 loans · $30M · City Of Industry, CAFull record →
- 14.36 loans · $51M · Carmel, INFull record →
- 15.242 loans · $281M · Chicago, ILFull record →
- 16.129 loans · $234M · New York, NYFull record →
- 17.60 loans · $130M · Doraville, GAFull record →
- 18.44 loans · $52M · Wallis, TXFull record →
- 19.41 loans · $77M · Warwick, RIFull record →
- 20.32 loans · $54M · Houston, TXFull record →
- 21.2 loans · $1M · Alpharetta, GAFull record →
- 22.1 loans · $1M · San Gabriel, CAFull record →
48+ funded SureStay deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SURESTAY BY BEST WESTERN PEORIA in Peoria, IL — $4.6M (2026) · GBank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.4M (75%)
- Approval → funding
- 2 days
- Approved
- 11/24/2025
- First disbursed
- 11/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
- ARMM Group Hospitality Inc in South Bend, IN — $3.5M (2026) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approved
- 2/17/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $3.8M
- Est. down payment (10%)
- $385K
- Est. cash at closing
- $531K
- Monthly payment
- $30,247
- Annual debt service
- $363K
- Cash flow needed (1.25×)
- $454K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- MINAL HOSPITALITY LTD in Hinckley, MN — $1.2M (2026) · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $900K (75%)
- Approved
- 3/6/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
- SURESTAY PLUS NM in Alamogordo, NM — $4.2M (2025) · purchase · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.1M (75%)
- Approval → funding
- 14 days
- Approved
- 8/22/2025
- First disbursed
- 9/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $4.6M
- Est. down payment (10%)
- $462K
- Est. cash at closing
- $639K
- Monthly payment
- $33,497
- Annual debt service
- $402K
- Cash flow needed (1.25×)
- $502K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
- RBS HOSPITALITY INC. in Mount Pleasant, WI — $3.8M (2025) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 306 months
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 7 days
- Approved
- 9/23/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $4.2M
- Est. down payment (10%)
- $419K
- Est. cash at closing
- $579K
- Monthly payment
- $30,847
- Annual debt service
- $370K
- Cash flow needed (1.25×)
- $463K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- Surestay Plus by Best Western Central City in San Jose, CA — $3.0M (2025) · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 14 days
- Approved
- 6/27/2025
- First disbursed
- 7/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
- Surestay Groves in Groves, TX — $2.2M (2025) · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 10 days
- Approved
- 2/17/2025
- First disbursed
- 2/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
- Pavan LLC in Greenville, IL — $2.1M (2025) · Shoreham Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 71 days
- Approved
- 11/21/2024
- First disbursed
- 1/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Shoreham Bank · Lender record →
Your business? Claim this record · Request removal
- Maverick Stay Investment L.L.C. in Quanah, TX — $1.8M (2025) · purchase · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 8 days
- Approved
- 6/18/2025
- First disbursed
- 6/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $200K
- Est. cash at closing
- $275K
- Monthly payment
- $14,494
- Annual debt service
- $174K
- Cash flow needed (1.25×)
- $217K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
- Massena Hospitality LLC in Massena, NY — $1.5M (2025) · purchase · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 50 days
- Approved
- 3/12/2025
- First disbursed
- 5/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $171K
- Est. cash at closing
- $235K
- Monthly payment
- $12,661
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- Joshua Tree Heights Suites Inc in Yucca Valley, CA — $5.0M (2024) · Summit State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 10/17/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Summit State Bank · Lender record →
Your business? Claim this record · Request removal
- 1900 Canterbury Rd in Sacramento, CA — $5.0M (2024) · Summit State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 6 days
- Approved
- 10/27/2023
- First disbursed
- 11/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Summit State Bank · Lender record →
Your business? Claim this record · Request removal
- Gayatri Hospitality LLC in Roseland, IN — $2.8M (2024) · Millennium Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 19 days
- Approved
- 9/13/2024
- First disbursed
- 10/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Millennium Bank · Lender record →
Your business? Claim this record · Request removal
- JDG MANAGEMENT 1675 INC in Southern Pines, NC — $5.0M (2023) · purchase · GBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 16 days
- Approved
- 5/10/2023
- First disbursed
- 5/26/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $42,819
- Annual debt service
- $514K
- Cash flow needed (1.25×)
- $642K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
- Bullhead Riverwalk LLC in San Antonio, TX — $4.6M (2023) · purchase · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.5M (75%)
- Approval → funding
- 16 days
- Approved
- 3/29/2023
- First disbursed
- 4/14/2023
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $5.1M
- Est. down payment (10%)
- $515K
- Est. cash at closing
- $712K
- Monthly payment
- $38,090
- Annual debt service
- $457K
- Cash flow needed (1.25×)
- $571K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
- GRACE HOTEL MANAGEMENT INC in Moses Lake, WA — $4.3M (2023) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $3.2M (75%)
- Approval → funding
- 4 days
- Approved
- 1/9/2023
- First disbursed
- 1/13/2023
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $4.8M
- Est. down payment (10%)
- $479K
- Est. cash at closing
- $662K
- Monthly payment
- $41,563
- Annual debt service
- $499K
- Cash flow needed (1.25×)
- $623K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- JMP Investments Conroe LLC in Conroe, TX — $3.1M (2023) · Millennium Bank
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 51 days
- Approved
- 12/13/2022
- First disbursed
- 2/2/2023
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Millennium Bank · Lender record →
Your business? Claim this record · Request removal
- Shri Hari Durham Management Inc in Durham, NC — $5.0M (2022) · GBank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 2 days
- Approved
- 1/12/2022
- First disbursed
- 1/14/2022
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
- JAI KAPISHWAR LLC in Plano, TX — $5.0M (2022) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.7M (75%)
- Approval → funding
- 21 days
- Approved
- 5/17/2022
- First disbursed
- 6/7/2022
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- San Simeon Hotels, LLC in San Simeon, CA — $4.7M (2022) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.5M (75%)
- Approval → funding
- 18 days
- Approved
- 2/10/2022
- First disbursed
- 2/28/2022
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $5.2M
- Est. down payment (10%)
- $524K
- Est. cash at closing
- $725K
- Monthly payment
- $26,235
- Annual debt service
- $315K
- Cash flow needed (1.25×)
- $394K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to SureStay businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a SureStay purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. GBank funds the most. CapBench is not a lender.
- $2.7M typical SureStay loan
- 0% failure rate (FY20–23)
- 23 lenders fund the brand
- 12 days typical to fund
Buyers researching a SureStay typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.