Food & Restaurants · lender intelligence
How to finance a The Brass Tap
The SBA 7(a) lenders funding the most The Brass Tap deals, ranked from public loan records — typical The Brass Tap loan about $965K, 0% failure rate across 26 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The Brass Tap
$965K
Typical loan
range $737K–$1.15M
$1.07M
Est. purchase price
≈ loan ÷ 90%
$147,028
Cash to close
$107,222 down + fees
$12,487/mo
Typical payment
~9.5% · 10yr
$172,321/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
24 days
Typical time to fund
19
Lenders competing
more = leverage
8.61%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Brass Tap
Ranked by funded The Brass Tap loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.46 loans · $47M · Asheville, NCFull record →
- 2.23 loans · $39M · Miami, FLFull record →
- 3.78 loans · $79M · New Orleans, LAFull record →
- 4.2,539 loans · $965M · Columbus, OHFull record →
- 5.22 loans · $33M · Dallas, TXFull record →
- 6.9 loans · $10M · Waukesha, WIFull record →
- 7.105 loans · $164M · Brookline, MAFull record →
- 8.868 loans · $362M · Salt Lake City, UTFull record →
- 9.10 loans · $11M · Macon, GAFull record →
- 10.21 loans · $11M · Little Rock, ARFull record →
- 11.1,927 loans · $207M · Buffalo, NYFull record →
- 12.104 loans · $100M · Portsmouth, VAFull record →
- 13.7 loans · $9M · Omaha, NEFull record →
- 14.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 15.16 loans · $9M · Effingham, ILFull record →
- 16.2 loans · $0M · Pine Bluff, ARFull record →
- 17.15 loans · $20M · Madisonville, KYFull record →
- 18.22 loans · $20M · Little Rock, ARFull record →
26+ funded The Brass Tap deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- PR Tap LLC in Warner Robins, GA — $350K (2026) · American Pride Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by American Pride Bank · Lender record →
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- TALL BOY FORNEY, LLC in Forney, TX — $1.1M (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 136 months
- SBA guaranteed
- $801K (75%)
- Approval → funding
- 35 days
- Approved
- 7/1/2025
- First disbursed
- 8/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
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- IIWII Enterprise LLC in Owens Cross Roads, AL — $989K (2025) · ACC Capital
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $742K (75%)
- Approval → funding
- 21 days
- Approved
- 3/25/2025
- First disbursed
- 4/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by ACC Capital · Lender record →
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- Brass Tap Rockwall LLC in Rockwall, TX — $936K (2025) · purchase · City National Bank of Florida
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $702K (75%)
- Approval → funding
- 40 days
- Approved
- 5/30/2025
- First disbursed
- 7/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $104K
- Est. cash at closing
- $143K
- Monthly payment
- $12,369
- Annual debt service
- $148K
- Cash flow needed (1.25×)
- $186K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City National Bank of Florida · Lender record →
Your business? Claim this record · Request removal
- BRN LLC in Raleigh, NC — $737K (2025) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $553K (75%)
- Approved
- 10/8/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- AVKY Sachse LLC in Sachse, TX — $639K (2025) · purchase · City National Bank of Florida
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $479K (75%)
- Approval → funding
- 40 days
- Approved
- 5/30/2025
- First disbursed
- 7/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $710K
- Est. down payment (10%)
- $71K
- Est. cash at closing
- $95K
- Monthly payment
- $8,444
- Annual debt service
- $101K
- Cash flow needed (1.25×)
- $127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City National Bank of Florida · Lender record →
Your business? Claim this record · Request removal
- AVKY Richardson LLC in Richardson, TX — $639K (2025) · purchase · City National Bank of Florida
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $479K (75%)
- Approval → funding
- 40 days
- Approved
- 5/30/2025
- First disbursed
- 7/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $710K
- Est. down payment (10%)
- $71K
- Est. cash at closing
- $95K
- Monthly payment
- $8,444
- Annual debt service
- $101K
- Cash flow needed (1.25×)
- $127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City National Bank of Florida · Lender record →
Your business? Claim this record · Request removal
- Edwards Equity Holdings Inc. in Reno, NV — $1.8M (2024) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 129 months
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 15 days
- Approved
- 5/6/2024
- First disbursed
- 5/21/2024
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- Tall Boy LLC in Euless, TX — $724K (2024) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $543K (75%)
- Approval → funding
- 8 days
- Approved
- 2/21/2024
- First disbursed
- 2/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 46
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- Blue Shore Investments, LLC in Marina, CA — $3.6M (2023) · HomeTrust Bank
- Program
- 7a General
- Rate at approval
- 8.25% variable
- Term
- 318 months
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 9 days
- Approved
- 10/25/2022
- First disbursed
- 11/3/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 80
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- HRKS Leander Management LLC in Leander, TX — $1.4M (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% fixed
- Term
- 126 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 12 days
- Approved
- 7/19/2023
- First disbursed
- 7/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 76
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- SR TAP LLC in Marietta, GA — $1.3M (2023) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $998K (75%)
- Approval → funding
- 56 days
- Approved
- 7/13/2023
- First disbursed
- 9/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- Tipsy Bros LLC in Mckinney, TX — $954K (2023) · Security National Bank of Omaha
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% fixed
- Term
- 129 months
- SBA guaranteed
- $715K (75%)
- Approval → funding
- 16 days
- Approved
- 9/12/2023
- First disbursed
- 9/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Security National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal
- TJ Enterprise, LLC in California, MD — $931K (2023) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $698K (75%)
- Approval → funding
- 24 days
- Approved
- 6/5/2023
- First disbursed
- 6/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- The Brass Tap-Philly in Philadelphia, PA — $581K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $436K (75%)
- Approval → funding
- 15 days
- Approved
- 9/14/2023
- First disbursed
- 9/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- New Business or 2 years or less
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Blue Dunes LLC in Marina, CA — $3.3M (2022) · Patriot Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approved
- 12/22/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by Patriot Bank, National Association
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- Arrya, LLC in Richmond, VA — $1.1M (2022) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $863K (75%)
- Approval → funding
- 15 days
- Approved
- 8/30/2022
- First disbursed
- 9/14/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Agents and Managers for Artists, Athletes, Entertainers, and
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Brass Tap Verde, L.L.C. in Gilbert, AZ — $1.1M (2022) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 126 months
- SBA guaranteed
- $788K (75%)
- Approval → funding
- 99 days
- Approved
- 4/28/2022
- First disbursed
- 8/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Ikon Ventures Inc. in Dallas, TX — $1.1M (2021) · First United Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 124 months
- SBA guaranteed
- $963K (90%)
- Approval → funding
- 27 days
- Approved
- 8/4/2021
- First disbursed
- 8/31/2021
- Loan status
- Paid in full (11/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 90
- Business age
- Unanswered
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by First United Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- DLCB Group LLC in Frisco, TX — $974K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $877K (90%)
- Approval → funding
- 16 days
- Approved
- 9/14/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a The Brass Tap? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Brass Tap businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Brass Tap purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. HomeTrust Bank funds the most. CapBench is not a lender.
- $965K typical The Brass Tap loan
- 0% failure rate (FY20–23)
- 19 lenders fund the brand
- 24 days typical to fund
Buyers researching a The Brass Tap typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.