Business Services · lender intelligence
How to finance a The File Depot
The SBA 7(a) lenders funding the most The File Depot deals, ranked from public loan records — typical The File Depot loan about $788K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The File Depot
$788K
Typical loan
range $788K–$788K
$876K
Est. purchase price
≈ loan ÷ 90%
$120,061
Cash to close
$87,556 down + fees
$10,197/mo
Typical payment
~9.5% · 10yr
$140,719/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
1 days
Typical time to fund
1
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The File Depot
Ranked by funded The File Depot loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.31 loans · $24M · Malvern, PAFull record →
1+ funded The File Depot deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Crescent City Systems Inc. in Bogalusa, LA — $788K (2021) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 165 months
- SBA guaranteed
- $709K (90%)
- Approval → funding
- 1 days
- Approved
- 6/29/2021
- First disbursed
- 6/30/2021
- Loan status
- Failed — $440K charged off (9/12/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- All Other Business Support Services
If you were the buyer here
- Est. deal size
- $876K
- Est. down payment (10%)
- $88K
- Est. cash at closing
- $120K
- Monthly payment
- $7,025
- Annual debt service
- $84K
- Cash flow needed (1.25×)
- $105K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
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Buying a The File Depot? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The File Depot businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The File Depot purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Customers Bank funds the most. CapBench is not a lender.
- $788K typical The File Depot loan
- 1 lenders fund the brand
- 1 days typical to fund
Buyers researching a The File Depot typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.