How to finance a The Learning Experience in Tennessee

State:

The SBA 7(a) lenders funding the most The Learning Experience deals in Tennessee, from public loan records — typical The Learning Experience loan about $496K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance The Learning Experience in Tennessee

$464K

Typical loan

range $300K–$472K

$515K

Est. purchase price

≈ loan ÷ 90%

$68,911

Cash to close

$51,522 down + fees

$6,000/mo

Typical payment

~9.5% · 10yr

$82,800/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

8 days

Typical time to fund

Lenders competing

more = leverage

7.67%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The Learning Experience in Tennessee

Ranked by funded The Learning Experience loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.

1.26 loans · $42M · Chicago, ILFull record →
2.62 loans · $21M · Saint Cloud, MNFull record →
3.28 loans · $42M · Lehi, UTFull record →

3+ funded The Learning Experience in Tennessee deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Spring Hill Learning LLC in Spring Hill, TN — $464K (2023) · FWBank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$348K (75%)
Approval → funding
8 days
Approved
6/28/2023
First disbursed
7/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by FWBank · Lender record →
Your business? Claim this record · Request removal
South Franklin Learning LLC in Franklin, TN — $472K (2021) · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$425K (90%)
Approval → funding
8 days
Approved
9/22/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Schools and Instruction
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
ACQUIRING KNOWLEDGE THROUGH PLAY LLC in Mufreesboro, TN — $300K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
3 days
Approved
2/26/2020
First disbursed
2/29/2020
Loan status
Paid in full (6/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Child Day Care Services
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a The Learning Experience in Tennessee? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded The Learning Experience loans with a Tennessee project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The Learning Experience purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. FWBank funds the most here. CapBench is not a lender.

$496K typical The Learning Experience loan
3 lenders active in Tennessee
3+ funded Tennessee deals
8 days typical to fund

Buyers buying a The Learning Experience in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All The Learning Experience lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-learning-experience/tennessee
API:: https://www.capbench.com/api/public/lenders?franchise=the-learning-experience
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.