Business Services · lender intelligence
How to finance a The UPS Store in New Jersey
The SBA 7(a) lenders funding the most The UPS Store deals in New Jersey, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance The UPS Store in New Jersey
$351K
Typical loan
range $293K–$450K
$390K
Est. purchase price
≈ loan ÷ 90%
$52,163
Cash to close
$39,000 down + fees
$4,542/mo
Typical payment
~9.5% · 10yr
$62,680/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
17
Lenders competing
more = leverage
8.09%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The UPS Store in New Jersey
Ranked by funded The UPS Store loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,322 loans · $185M · Wilmington, DEFull record →
- 2.13 loans · $18M · Roseburg, ORFull record →
- 3.2,539 loans · $965M · Columbus, OHFull record →
- 4.66 loans · $68M · Milford, IAFull record →
- 5.1,927 loans · $207M · Buffalo, NYFull record →
- 6.11 loans · $10M · Bedminster, NJFull record →
- 7.28 loans · $32M · Saint Joseph, MIFull record →
- 8.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 9.17 loans · $30M · Branchburg, NJFull record →
- 10.5 loans · $9M · Clinton, NJFull record →
- 11.52 loans · $50M · Rockville, MDFull record →
- 12.274 loans · $315M · Los Angeles, CAFull record →
- 13.105 loans · $72M · Wilmington, DEFull record →
- 14.18 loans · $20M · Fort Lee, NJFull record →
- 15.24 loans · $17M · Wayne, PAFull record →
35+ funded The UPS Store in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MAHANT 5322 LLC in Maywood, NJ — $542K (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $406K (75%)
- Approved
- 1/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $602K
- Est. down payment (10%)
- $60K
- Est. cash at closing
- $81K
- Monthly payment
- $6,790
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Shri Pramukham LLC in Robbinsville, NJ — $351K (2026) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 11/17/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Columbia Bank · Lender record →
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- ONEAL RE ENTERPRISES L.L.C. in Barnegat, NJ — $350K (2026) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $245K (70%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Readycap Lending, LLC · Lender record →
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- The UPS Store #4260 in Metuchen, NJ — $269K (2026) · purchase · United FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $202K (75%)
- Approved
- 2/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $299K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $3,481
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United FCU · Lender record →
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- John and Frank Shipping LLC in Westmont, NJ — $700K (2025) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.42% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 13 days
- Approved
- 10/30/2024
- First disbursed
- 11/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by TD Bank, National Association · Lender record →
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- Dhanya Group LLC in Howell, NJ — $627K (2025) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.42% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $470K (75%)
- Approval → funding
- 126 days
- Approved
- 3/27/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by TD Bank, National Association · Lender record →
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- The UPS Store #8243 in Lincoln Park, NJ — $450K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 30 days
- Approved
- 9/30/2025
- First disbursed
- 10/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
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- Keshav Karuna LLC in Sicklerville, NJ — $428K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.51% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $321K (75%)
- Approval → funding
- 26 days
- Approved
- 7/24/2025
- First disbursed
- 8/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
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- Keshav Krupalu LLC in Bordentown, NJ — $378K (2025) · purchase · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.39% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $283K (75%)
- Approved
- 7/24/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $419K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $4,265
- Annual debt service
- $51K
- Cash flow needed (1.25×)
- $64K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Powerplay Ventures LLC in North Brunswick, NJ — $370K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 129 months
- SBA guaranteed
- $277K (75%)
- Approval → funding
- 7 days
- Approved
- 12/5/2024
- First disbursed
- 12/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
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- POOJA INVESTMENT23 CORP in Hamilton, NJ — $360K (2025) · Financial Resources Federal Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $270K (75%)
- Approval → funding
- 36 days
- Approved
- 5/19/2025
- First disbursed
- 6/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Financial Resources Federal Credit Union · Lender record →
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- RAARI Ventures LLC in Bridgewater, NJ — $310K (2025) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 127 months
- SBA guaranteed
- $233K (75%)
- Approval → funding
- 163 days
- Approved
- 3/25/2025
- First disbursed
- 9/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- AAMEYA LLC in Ramsey, NJ — $293K (2025) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $220K (75%)
- Approval → funding
- 73 days
- Approved
- 11/15/2024
- First disbursed
- 1/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $326K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $44K
- Monthly payment
- $3,832
- Annual debt service
- $46K
- Cash flow needed (1.25×)
- $57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- 4K2 Ventures LLC in Howell, NJ — $250K (2025) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 9/4/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Krishansh LLC in New Providence, NJ — $738K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.59% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $554K (75%)
- Approval → funding
- 30 days
- Approved
- 3/23/2024
- First disbursed
- 4/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Couriers and Express Delivery Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- A-Square Logistics LLC in West Caldwell, NJ — $540K (2024) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.45% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $405K (75%)
- Approval → funding
- 14 days
- Approved
- 9/3/2024
- First disbursed
- 9/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Keshav Karuna LLC in Sicklerville, NJ — $449K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.55% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $337K (75%)
- Approval → funding
- 12 days
- Approved
- 11/18/2023
- First disbursed
- 11/30/2023
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Kshemkalyani LLC in Mantua, NJ — $400K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 32 days
- Approved
- 6/6/2024
- First disbursed
- 7/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Couriers and Express Delivery Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Primetime Business Solutions LLC in Linden, NJ — $400K (2024) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 442 days
- Approved
- 11/21/2023
- First disbursed
- 2/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by Wilmington Savings Fund Society FSB · Lender record →
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- Shree Vyom LLC in Galloway, NJ — $344K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $258K (75%)
- Approval → funding
- 44 days
- Approved
- 1/24/2024
- First disbursed
- 3/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a The UPS Store in New Jersey? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a New Jersey project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The UPS Store purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. TD Bank, National Association funds the most here. CapBench is not a lender.
- $320K typical The UPS Store loan
- 17 lenders active in New Jersey
- 35+ funded New Jersey deals
- 28 days typical to fund
Buyers buying a The UPS Store in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.