Business Services · lender intelligence

How to finance a The UPS Store in Tennessee

State:

Alabama (13)Arizona (10)Arkansas (4)California (124)Colorado (16)Connecticut (8)Delaware (2)District of Columbia (7)Florida (103)Georgia (76)Hawaii (3)Idaho (8)

The SBA 7(a) lenders funding the most The UPS Store deals in Tennessee, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance The UPS Store in Tennessee

$320K

Typical loan

range $250K–$521K

$356K

Est. purchase price

≈ loan ÷ 90%

$47,601

Cash to close

$35,589 down + fees

$4,412/mo

Typical payment

~11% · 10yr

$60,886/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

10 days

Typical time to fund

Lenders competing

more = leverage

8.74%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The UPS Store in Tennessee

Ranked by funded The UPS Store loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.66 loans · $68M · Milford, IAFull record →
3.75 loans · $98M · Sioux Falls, SDFull record →
4.97 loans · $96M · Raleigh, NCFull record →
5.36 loans · $35M · Memphis, TNFull record →
6.1 loans · $1M · Cuba, MOFull record →
7.42 loans · $48M · Los Angeles, CAFull record →
8.62 loans · $21M · Saint Cloud, MNFull record →

13+ funded The UPS Store in Tennessee deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Astron Shipping Inc in Johnson City, TN — $952K (2026) · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
6.17% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$714K (75%)
Approved
11/19/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
The UPS Store Maynardville in Knoxville, TN — $763K (2025) · purchase · Centerstone SBA Lending, Inc.
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$572K (75%)
Approval → funding
144 days
Approved
5/9/2025
First disbursed
9/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$848K
Est. down payment (10%)
$85K
Est. cash at closing
$116K
Monthly payment
$9,873
Annual debt service
$118K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
The UPS Store #7775 in La Vergne, TN — $350K (2025) · United Community Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
126 months
SBA guaranteed
$263K (75%)
Approval → funding
7 days
Approved
4/10/2025
First disbursed
4/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Flintstone Shipping, LLC in Kimball, TN — $272K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$204K (75%)
Approved
9/26/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SNP COMMODITYS LLC in Murfreesboro, TN — $250K (2025) · Peoples Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
10 days
Approved
6/27/2025
First disbursed
7/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
Flintstone Shipping, LLC in Kimball, TN — $25K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
9/26/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
STEHLE VENTURES LLC in Knoxville, TN — $621K (2023) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.85% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$466K (75%)
Approval → funding
7 days
Approved
4/28/2023
First disbursed
5/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Other Business Service Centers (including Copy Shops)
If you were the buyer here
Est. deal size
$690K
Est. down payment (10%)
$69K
Est. cash at closing
$92K
Monthly payment
$8,155
Annual debt service
$98K
Cash flow needed (1.25×)
$122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
CJUPS1, LLC in Springfield, TN — $521K (2023) · purchase · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
7.85% variable
Term
120 mo (10 yrs)
SBA guaranteed
$391K (75%)
Approval → funding
15 days
Approved
11/21/2022
First disbursed
12/6/2022
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$579K
Est. down payment (10%)
$58K
Est. cash at closing
$77K
Monthly payment
$6,280
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Shiva Logistics LLC in Nashville, TN — $428K (2023) · purchase · First Horizon Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$321K (75%)
Approval → funding
24 days
Approved
3/6/2023
First disbursed
3/30/2023
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$475K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$5,709
Annual debt service
$69K
Cash flow needed (1.25×)
$86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Horizon Bank · Lender record →
Your business? Claim this record · Request removal
H&H Logistics LLC in Clarksville, TN — $320K (2023) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$240K (75%)
Approved
9/16/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
JMB BUSINESS SERVICES LLC in Murfreesboro, TN — $282K (2022) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
123 months
SBA guaranteed
$212K (75%)
Approval → funding
1 days
Approved
6/20/2022
First disbursed
6/21/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Couriers and Express Delivery Services
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
CAVDB Ventures, Inc. in Pigeon Forge, TN — $205K (2022) · United Community Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$154K (75%)
Approval → funding
10 days
Approved
3/15/2022
First disbursed
3/25/2022
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
MJ Hall Enterprises LLC in Cookeville, TN — $220K (2020) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$165K (75%)
Approval → funding
51 days
Approved
7/8/2020
First disbursed
8/28/2020
Loan status
Paid in full (11/30/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a The UPS Store in Tennessee? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a Tennessee project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The UPS Store purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$320K typical The UPS Store loan
10 lenders active in Tennessee
13+ funded Tennessee deals
10 days typical to fund

Buyers buying a The UPS Store in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All The UPS Store lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-ups-store/tennessee
API:: https://www.capbench.com/api/public/lenders?franchise=the-ups-store&state=TN
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.