Business Services · lender intelligence
How to finance a The UPS Store in Virginia
The SBA 7(a) lenders funding the most The UPS Store deals in Virginia, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance The UPS Store in Virginia
$288K
Typical loan
range $150K–$311K
$320K
Est. purchase price
≈ loan ÷ 90%
$42,800
Cash to close
$32,000 down + fees
$3,967/mo
Typical payment
~11% · 10yr
$54,745/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
61 days
Typical time to fund
13
Lenders competing
more = leverage
8.22%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The UPS Store in Virginia
Ranked by funded The UPS Store loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,927 loans · $207M · Buffalo, NYFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.105 loans · $72M · Wilmington, DEFull record →
- 4.66 loans · $68M · Milford, IAFull record →
- 5.42 loans · $48M · Los Angeles, CAFull record →
- 6.318 loans · $229M · Osage Beach, MOFull record →
- 7.149 loans · $135M · Mukwonago, WIFull record →
- 8.9 loans · $2M · Reston, VAFull record →
- 9.75 loans · $98M · Sioux Falls, SDFull record →
- 10.34 loans · $57M · Charlotte, NCFull record →
- 11.1 loans · $1M · Lincoln, NEFull record →
17+ funded The UPS Store in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- The UPS Store #5850 in Culpeper, VA — $627K (2026) · purchase · Centerstone SBA Lending, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $470K (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Couriers and Express Delivery Services
If you were the buyer here
- Est. deal size
- $697K
- Est. down payment (10%)
- $70K
- Est. cash at closing
- $93K
- Monthly payment
- $7,858
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centerstone SBA Lending, Inc. · Lender record →
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- The UPS Store 8092 in Charlottesville, VA — $310K (2026) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $233K (75%)
- Approval → funding
- 41 days
- Approved
- 12/10/2025
- First disbursed
- 1/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
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- All Brown Ventures LLC in Mechanicsville, VA — $306K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $153K (50%)
- Approval → funding
- 61 days
- Approved
- 11/20/2025
- First disbursed
- 1/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Donuts USA, LLC in Reston, VA — $150K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 2/17/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by First Bank of the Lake · Lender record →
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- All Brown Ventures LLC in Mechanicsville, VA — $25K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 100 days
- Approved
- 11/20/2025
- First disbursed
- 2/28/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Manufacturers and Traders Trust Company · Lender record →
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- BONILLA ENTERPRISE LLC in Sterling, VA — $325K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $244K (75%)
- Approved
- 6/24/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by The Huntington National Bank · Lender record →
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- DN Brothers LLC in Manassas, VA — $307K (2025) · purchase · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.47% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $230K (75%)
- Approval → funding
- 90 days
- Approved
- 8/27/2025
- First disbursed
- 11/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $341K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $46K
- Monthly payment
- $3,639
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
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- The Lenora Group LLC in Eastville, VA — $280K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 223 days
- Approved
- 3/1/2024
- First disbursed
- 10/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Citizens Bank · Lender record →
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- Vertiffran LLC in Fairfax, VA — $405K (2023) · John Marshall Bank
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $304K (75%)
- Approval → funding
- 182 days
- Approved
- 7/13/2023
- First disbursed
- 1/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Packaging and Labeling Services
Funded by John Marshall Bank · Lender record →
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- Crossover Enterprises LLC in Gloucester, VA — $311K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $233K (75%)
- Approval → funding
- 20 days
- Approved
- 3/3/2023
- First disbursed
- 3/23/2023
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by The Huntington National Bank · Lender record →
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- Crossover Enterprises LLC in Gloucester, VA — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 3/3/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by The Huntington National Bank · Lender record →
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- The UPS Store in Fort Lee, VA — $136K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 124 months
- SBA guaranteed
- $102K (75%)
- Approval → funding
- 23 days
- Approved
- 11/7/2021
- First disbursed
- 11/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by Newtek Small Business Finance, Inc.
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- KE SOLUTIONS LLC in Arlington, VA — $738K (2021) · purchase · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $664K (90%)
- Approval → funding
- 6 days
- Approved
- 9/9/2021
- First disbursed
- 9/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Local Messengers and Local Delivery
If you were the buyer here
- Est. deal size
- $820K
- Est. down payment (10%)
- $82K
- Est. cash at closing
- $112K
- Monthly payment
- $7,649
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
- FASTESTTURTLE, LLC in Salem, VA — $288K (2021) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $259K (90%)
- Approved
- 9/27/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Other Business Service Centers (including Copy Shops)
If you were the buyer here
- Est. deal size
- $320K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $43K
- Monthly payment
- $3,126
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- Gratitude and Grace LLC in Yorktown, VA — $285K (2021) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 126 months
- SBA guaranteed
- $257K (90%)
- Approval → funding
- 229 days
- Approved
- 3/28/2021
- First disbursed
- 11/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- Okeanos, Inc. - UPS Store in Harrisonburg, VA — $181K (2021) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $163K (90%)
- Approval → funding
- 60 days
- Approved
- 8/1/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $201K
- Est. down payment (10%)
- $20K
- Est. cash at closing
- $27K
- Monthly payment
- $1,982
- Annual debt service
- $24K
- Cash flow needed (1.25×)
- $30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- DOMINION PACKING AND SHIPPING LLC in Great Falls, VA — $112K (2021) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $84K (75%)
- Approval → funding
- 6 days
- Approved
- 2/22/2021
- First disbursed
- 2/28/2021
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Buying a The UPS Store in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The UPS Store purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. Manufacturers and Traders Trust Company funds the most here. CapBench is not a lender.
- $320K typical The UPS Store loan
- 13 lenders active in Virginia
- 17+ funded Virginia deals
- 61 days typical to fund
Buyers buying a The UPS Store in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.