Health & Medical · lender intelligence
How to finance a Tierra Encantada
The SBA 7(a) lenders funding the most Tierra Encantada deals, ranked from public loan records — typical Tierra Encantada loan about $2.1M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Tierra Encantada
$2.13M
Typical loan
range $653K–$2.33M
$2.36M
Est. purchase price
≈ loan ÷ 90%
$325,252
Cash to close
$236,111 down + fees
$27,497/mo
Typical payment
~9.5% · 10yr
$379,459/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
5 days
Typical time to fund
2
Lenders competing
more = leverage
7.58%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Tierra Encantada
Ranked by funded Tierra Encantada loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.3 loans · $2M · Minneapolis, MNFull record →
- 2.62 loans · $21M · Saint Cloud, MNFull record →
3+ funded Tierra Encantada deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- TE EDUCATION LLC in Houston, TX — $2.1M (2026) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 5 days
- Approved
- 1/9/2026
- First disbursed
- 1/14/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Tierra Encantada - Bloomington LLC in Minneapolis, MN — $2.3M (2025) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 127 months
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 54 days
- Approved
- 9/5/2025
- First disbursed
- 10/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
- Kairos LLC in Hopkins, MN — $653K (2021) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $588K (90%)
- Approval → funding
- 2 days
- Approved
- 3/1/2021
- First disbursed
- 3/3/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- New Business or 2 years or less
- Industry
- Child Day Care Services
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Tierra Encantada? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Tierra Encantada businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Tierra Encantada purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Northeast Bank funds the most. CapBench is not a lender.
- $2.1M typical Tierra Encantada loan
- 2 lenders fund the brand
- 5 days typical to fund
Buyers researching a Tierra Encantada typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.