Education & Childcare · lender intelligence

How to finance a Tutor Doctor

State:

The SBA 7(a) lenders funding the most Tutor Doctor deals, ranked from public loan records — typical Tutor Doctor loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Tutor Doctor

$150K

Typical loan

range $79K–$150K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

6.83%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Tutor Doctor

Ranked by funded Tutor Doctor loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.128 loans · $40M · Wilmington, DEFull record →
3.11 loans · $8M · Redwood Falls, MNFull record →
4.62 loans · $21M · Saint Cloud, MNFull record →

15+ funded Tutor Doctor deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ARDLEY EDUCATION CONSULTANTS LLC in Fayetteville, AR — $150K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
30 days
Approved
4/18/2023
First disbursed
5/18/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Cantrell Tutoring LLC in Saint Louis, MO — $25K (2023) · PNC Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.4% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
9 days
Approved
1/24/2023
First disbursed
2/2/2023
Loan status
Paid in full (3/31/2025)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Business age
New Business or 2 years or less
Industry
Exam Preparation and Tutoring
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
TEACH UNIVERSITY, LLC in Saint Cloud, FL — $150K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
1/25/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Caro Thorn Consulting LLC in Suffield, CT — $100K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approved
12/30/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
THJ Holdings LLC in Carrollton, TX — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
69 months
SBA guaranteed
$135K (90%)
Approval → funding
2 days
Approved
3/29/2021
First disbursed
3/31/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
ADW Facilitations LLC in Gibsonia, PA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
88 months
SBA guaranteed
$128K (85%)
Approval → funding
11 days
Approved
10/20/2020
First disbursed
10/31/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
3CW Holdings LLC in Ellenwood, GA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (90%)
Approval → funding
15 days
Approved
7/16/2021
First disbursed
7/31/2021
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
ASTRO EDUCATORS, INC. in Campbell, CA — $75K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$68K (90%)
Approval → funding
26 days
Approved
5/5/2021
First disbursed
5/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
52
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Amba Education LLC in Eden Prairie, MN — $208K (2020) · purchase · Minnwest Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$156K (75%)
Approval → funding
36 days
Approved
12/26/2019
First disbursed
1/31/2020
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Change of Ownership
Industry
Educational Support Services
If you were the buyer here
Est. deal size
$231K
Est. down payment (10%)
$23K
Est. cash at closing
$31K
Monthly payment
$2,388
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Minnwest Bank · Lender record →
Your business? Claim this record · Request removal
Oak Hill Consulting Inc. in Ontario, CA — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
5/18/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
BG SEARCH CONSULTING, LLC in Powell, OH — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
12 days
Approved
6/18/2020
First disbursed
6/30/2020
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
TD Blackwood Investments LLC in Brandenburg, KY — $100K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
12 days
Approved
7/19/2020
First disbursed
7/31/2020
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Driven Results LLC in Commerce City, CO — $90K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$77K (85%)
Approval → funding
25 days
Approved
8/6/2020
First disbursed
8/31/2020
Loan status
Paid in full (9/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
CKSG HOLDINGS, LLC in Rockwood, MI — $79K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
93 months
SBA guaranteed
$67K (85%)
Approval → funding
4 days
Approved
7/27/2020
First disbursed
7/31/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
BLACK LABEL EDUCATION LLC in Dallas, TX — $64K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$54K (85%)
Approval → funding
21 days
Approved
1/10/2020
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Educational Support Services
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Tutor Doctor? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Tutor Doctor businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Tutor Doctor purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$150K typical Tutor Doctor loan
4 lenders fund the brand
15 days typical to fund

Buyers researching a Tutor Doctor typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Tutor Doctor record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/tutor-doctor
API:: https://www.capbench.com/api/public/lenders?franchise=tutor-doctor
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.