Franchise · lender intelligence

How to finance a UNITS in Pennsylvania

State:

The SBA 7(a) lenders funding the most UNITS deals in Pennsylvania, from public loan records — typical UNITS loan about $1.1M. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance UNITS in Pennsylvania

$485K

Typical loan

range $415K–$824K

$539K

Est. purchase price

≈ loan ÷ 90%

$72,077

Cash to close

$53,889 down + fees

$6,276/mo

Typical payment

~9.5% · 10yr

$86,609/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

27 days

Typical time to fund

Lenders competing

more = leverage

5.4%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with UNITS in Pennsylvania

Ranked by funded UNITS loans in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.105 loans · $72M · Wilmington, DEFull record →

5+ funded UNITS in Pennsylvania deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Units Moving and Portable Storage in Bethlehem, PA — $485K (2022) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$364K (75%)
Approval → funding
27 days
Approved
11/24/2021
First disbursed
12/21/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Memphis Stone LTD in Pittsburgh, PA — $1.3M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.1M (90%)
Approved
8/30/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Lessors of Miniwarehouses and Self-Storage Units
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$140K
Est. cash at closing
$192K
Monthly payment
$10,143
Annual debt service
$122K
Cash flow needed (1.25×)
$152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Units of Bucks County in Bristol, PA — $824K (2021) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$618K (75%)
Approval → funding
7 days
Approved
12/23/2020
First disbursed
12/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Units of Bucks County in Bristol, PA — $415K (2021) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$374K (90%)
Approval → funding
76 days
Approved
8/4/2021
First disbursed
10/19/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
DWL Enterprises, LLC in Ambler, PA — $260K (2020) · purchase · Wilmington Savings Fund Society FSB
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
4 days
Approved
7/27/2020
First disbursed
7/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Other Services to Buildings and Dwellings
If you were the buyer here
Est. deal size
$289K
Est. down payment (10%)
$29K
Est. cash at closing
$39K
Monthly payment
$2,887
Annual debt service
$35K
Cash flow needed (1.25×)
$43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal

Buying a UNITS in Pennsylvania? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded UNITS loans with a Pennsylvania project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a UNITS purchase in Pennsylvania with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Pennsylvania deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$1.1M typical UNITS loan
2 lenders active in Pennsylvania
5+ funded Pennsylvania deals
27 days typical to fund

Buyers buying a UNITS in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All UNITS lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/units/pennsylvania
API:: https://www.capbench.com/api/public/lenders?franchise=units
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.