Food & Restaurants · lender intelligence
How to finance a Wingstop in New York
The SBA 7(a) lenders funding the most Wingstop deals in New York, from public loan records — typical Wingstop loan about $540K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Wingstop in New York
$499K
Typical loan
range $499K–$499K
$554K
Est. purchase price
≈ loan ÷ 90%
$74,157
Cash to close
$55,444 down + fees
$6,457/mo
Typical payment
~9.5% · 10yr
$89,107/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
1
Lenders competing
more = leverage
5.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Wingstop in New York
Ranked by funded Wingstop loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
1+ funded Wingstop in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Chanticleer Wings, Inc. in Newburgh, NY — $499K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 122 months
- SBA guaranteed
- $449K (90%)
- Approval → funding
- 9 days
- Approved
- 3/23/2021
- First disbursed
- 4/1/2021
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Wingstop in New York? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Wingstop loans with a New York project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Wingstop purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. Citizens Bank funds the most here. CapBench is not a lender.
- $540K typical Wingstop loan
- 1 lenders active in New York
- 1+ funded New York deals
- 9 days typical to fund
Buyers buying a Wingstop in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.