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Food & Restaurants · lender intelligence

How to finance a Wingstop

The SBA 7(a) lenders funding the most Wingstop deals, ranked from public loan records — typical Wingstop loan about $540K, 0% failure rate across 43 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Wingstop

$540K

Typical loan

range $453K–$670K

$600K

Est. purchase price

≈ loan ÷ 90%

$80,250

Cash to close

$60,000 down + fees

$6,987/mo

Typical payment

~9.5% · 10yr

$96,421/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

24 days

Typical time to fund

19

Lenders competing

more = leverage

6.17%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Wingstop

Ranked by funded Wingstop loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.9 loans · $3M · Sioux Falls, SDFull record →
  3. 3.38 loans · $26M · Richmond City, VAFull record →
  4. 4.8 loans · $4M · Fredericksburg, TXFull record →
  5. 5.149 loans · $135M · Mukwonago, WIFull record →
  6. 6.78 loans · $53M · Birmingham, ALFull record →
  7. 7.101 loans · $81M · Pasadena, CAFull record →
  8. 8.62 loans · $34M · Winter Haven, FLFull record →
  9. 9.1 loans · $0M · Irvington, KYFull record →
  10. 10.1 loans · $2M · Houston, TXFull record →
  11. 11.62 loans · $26M · Oklahoma City, OKFull record →
  12. 12.47 loans · $39M · Greenville, PAFull record →
  13. 13.7 loans · $3M · Humble, TXFull record →
  14. 14.20 loans · $14M · Arlington Heights, ILFull record →
  15. 15.128 loans · $40M · Wilmington, DEFull record →
  16. 16.24 loans · $17M · Wayne, PAFull record →
  17. 17.112 loans · $112M · Irving, TXFull record →

43+ funded Wingstop deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Branker Foods 7 LLC in Aiken, SC — $500K (2026) · Live Oak Banking Company
  • PARADISE WINGS ENTERPRISE in San Diego, CA — $50K (2026) · East West Bank
  • MJ 23 Wings Brookings LLC in Brookings, SD — $730K (2025) · The First National Bank in Sioux Falls
  • MJ 23 WINGS 57TH LLC in Sioux Falls, SD — $678K (2025) · The First National Bank in Sioux Falls
  • WINGSTOP in North Augusta, SC — $500K (2025) · Live Oak Banking Company
  • Plaza Wings, LLC in Haltom City, TX — $712K (2024) · Regions Bank
  • MJ 23 Wings LLC in Sioux City, IA — $550K (2024) · The First National Bank in Sioux Falls
  • LANTANA WINGS LLC in Bartonville, TX — $475K (2024) · Golden Bank National Association
  • CT Wings LLC in Fort Worth, TX — $877K (2023) · Regions Bank
  • Jeter Management Group, Inc. in Greenville, NC — $605K (2023) · Live Oak Banking Company
  • Jeter Management Group, Inc. in New Bern, NC — $590K (2023) · Live Oak Banking Company
  • PRAMUKN EATERY LLC in Hyattsville, MD — $890K (2022) · purchase · First National Bank of Pennsylvania
  • Jeter Management Group, Inc. in Fuquay Varina, NC — $570K (2022) · Live Oak Banking Company
  • WZ Danger Zone LLC in Houston, TX — $551K (2022) · Third Coast Bank
  • Jeter Management Group, Inc. in Cary, NC — $500K (2022) · Live Oak Banking Company
  • ROYAL RESTAURANTS, L.L.C. in Ruston, LA — $2.5M (2021) · Newtek Small Business Finance, Inc.
  • B&S Real Estate Holdings LLC in Arcadia, CA — $1.0M (2021) · VelocitySBA, LLC
  • Branker Foods 5 LLC in Evans, GA — $670K (2021) · Live Oak Banking Company
  • Wingstop #1974 in Alexandria, LA — $615K (2021) · Live Oak Banking Company
  • Wingstop in Orlando, FL — $600K (2021) · Live Oak Banking Company

Buying a Wingstop? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Wingstop businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Wingstop purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $540K typical Wingstop loan
  • 0% failure rate (FY20–23)
  • 19 lenders fund the brand
  • 24 days typical to fund

Buyers researching a Wingstop typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerWingstop record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/wingstop
API:
https://www.capbench.com/api/public/lenders?franchise=wingstop
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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