Food & Restaurants · lender intelligence

How to finance a Wingstop in Louisiana

State:

California (5)Colorado (1)Florida (3)Georgia (3)Iowa (1)Maryland (2)New York (1)North Carolina (8)Ohio (1)Oklahoma (1)South Carolina (2)South Dakota (2)

The SBA 7(a) lenders funding the most Wingstop deals in Louisiana, from public loan records — typical Wingstop loan about $540K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Wingstop in Louisiana

$615K

Typical loan

range $320K–$2.50M

$683K

Est. purchase price

≈ loan ÷ 90%

$91,396

Cash to close

$68,333 down + fees

$7,958/mo

Typical payment

~9.5% · 10yr

$109,820/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

26 days

Typical time to fund

Lenders competing

more = leverage

5.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Wingstop in Louisiana

Ranked by funded Wingstop loans in Louisiana. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →

3+ funded Wingstop in Louisiana deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ROYAL RESTAURANTS, L.L.C. in Ruston, LA — $2.5M (2021) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.3M (90%)
Approval → funding
26 days
Approved
6/4/2021
First disbursed
6/30/2021
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
60
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Wingstop #1974 in Alexandria, LA — $615K (2021) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$554K (90%)
Approval → funding
7 days
Approved
5/17/2021
First disbursed
5/24/2021
Loan status
Paid in full (5/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
51
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Wingstop #0049 in Houma, LA — $320K (2020) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$240K (75%)
Approval → funding
84 days
Approved
7/8/2020
First disbursed
9/30/2020
Loan status
Paid in full (6/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
51
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a Wingstop in Louisiana? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Wingstop loans with a Louisiana project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Wingstop purchase in Louisiana with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Louisiana deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$540K typical Wingstop loan
2 lenders active in Louisiana
3+ funded Louisiana deals
26 days typical to fund

Buyers buying a Wingstop in Louisiana typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Wingstop lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/wingstop/louisiana
API:: https://www.capbench.com/api/public/lenders?franchise=wingstop&state=LA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.