Food & Restaurants · lender intelligence
How to finance a Wingstop in South Dakota
The SBA 7(a) lenders funding the most Wingstop deals in South Dakota, from public loan records — typical Wingstop loan about $540K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Wingstop in South Dakota
$730K
Typical loan
range $678K–$730K
$811K
Est. purchase price
≈ loan ÷ 90%
$111,148
Cash to close
$81,056 down + fees
$9,440/mo
Typical payment
~9.5% · 10yr
$130,272/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
12 days
Typical time to fund
1
Lenders competing
more = leverage
7.78%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Wingstop in South Dakota
Ranked by funded Wingstop loans in South Dakota. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.9 loans · $3M · Sioux Falls, SDFull record →
2+ funded Wingstop in South Dakota deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MJ 23 Wings Brookings LLC in Brookings, SD — $730K (2025) · The First National Bank in Sioux Falls
- Program
- 7a General
- Rate at approval
- 7.8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $547K (75%)
- Approval → funding
- 12 days
- Approved
- 3/26/2025
- First disbursed
- 4/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by The First National Bank in Sioux Falls · Lender record →
Your business? Claim this record · Request removal
- MJ 23 WINGS 57TH LLC in Sioux Falls, SD — $678K (2025) · The First National Bank in Sioux Falls
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $508K (75%)
- Approval → funding
- 2 days
- Approved
- 10/9/2024
- First disbursed
- 10/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The First National Bank in Sioux Falls · Lender record →
Your business? Claim this record · Request removal
Buying a Wingstop in South Dakota? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Wingstop loans with a South Dakota project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Wingstop purchase in South Dakota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded South Dakota deals. The First National Bank in Sioux Falls funds the most here. CapBench is not a lender.
- $540K typical Wingstop loan
- 1 lenders active in South Dakota
- 2+ funded South Dakota deals
- 12 days typical to fund
Buyers buying a Wingstop in South Dakota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.