Health & Medical · lender intelligence

How to finance a Zoom Room

State:

The SBA 7(a) lenders funding the most Zoom Room deals, ranked from public loan records — typical Zoom Room loan about $299K, 2.7% failure rate across 47 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Zoom Room

$299K

Typical loan

range $40K–$350K

$332K

Est. purchase price

≈ loan ÷ 90%

$44,435

Cash to close

$33,222 down + fees

$4,119/mo

Typical payment

~11% · 10yr

$56,842/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97.3%

Still performing

2.7% default · FY20–23

12 days

Typical time to fund

Lenders competing

more = leverage

9.1%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Zoom Room

Ranked by funded Zoom Room loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.83 loans · $31M · Sandy, UTFull record →
3.284 loans · $254M · Cincinnati, OHFull record →
4.66 loans · $68M · Milford, IAFull record →
5.18 loans · $6M · Columbus Grove, OHFull record →
6.12 loans · $5M · Durham, NCFull record →
7.318 loans · $229M · Osage Beach, MOFull record →

47+ funded Zoom Room deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

FEED JAKE LLC in Ankeny, IA — $50K (2026) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.24% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
2/24/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
FEED JAKE LLC in Ankeny, IA — $50K (2026) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.49% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$25K (50%)
Approved
3/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
PUP PATCH LLC in Huntersville, NC — $480K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$360K (75%)
Approval → funding
25 days
Approved
10/12/2024
First disbursed
11/6/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Canine Gym and Events Center LLC in Boise, ID — $422K (2025) · Mountain America FCU
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$317K (75%)
Approval → funding
11 days
Approved
7/3/2025
First disbursed
7/14/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
PUP PATCH LLC in Huntersville, NC — $45K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$23K (50%)
Approved
10/12/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Canine Gym and Events Center LLC in Boise, ID — $25K (2025) · Mountain America FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
14% variable
Term
84 mo (7 yrs)
SBA guaranteed
$13K (50%)
Approved
7/14/2025
Loan status
Cancelled
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
1
Business age
New Business or 2 years or less
Industry
Pet Care (except Veterinary) Services
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
Zoom Room Springfield in Springfield, VA — $376K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
126 months
SBA guaranteed
$282K (75%)
Approval → funding
6 days
Approved
2/22/2024
First disbursed
2/28/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Coastal Canines LLC in Summerville, SC — $348K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$261K (75%)
Approval → funding
22 days
Approved
11/14/2023
First disbursed
12/6/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GC Endeavors Inc. in Fort Mill, SC — $50K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
30 days
Approved
4/30/2024
First disbursed
5/30/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
New Business or 2 years or less
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Coastal Canines LLC in Summerville, SC — $40K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
22 days
Approved
11/14/2023
First disbursed
12/6/2023
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Lucky Paws NW LLC in Everett, WA — $400K (2023) · United Community Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
107 months
SBA guaranteed
$300K (75%)
Approval → funding
112 days
Approved
11/4/2022
First disbursed
2/24/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Pup City, LLC in Tomball, TX — $350K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
8 days
Approved
2/22/2023
First disbursed
3/2/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CFLabrador Enterprises Inc. in Orlando, FL — $349K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
6 days
Approved
12/29/2022
First disbursed
1/4/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Coming Up Corso, LLC in San Antonio, TX — $340K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$255K (75%)
Approval → funding
1 days
Approved
10/17/2022
First disbursed
10/18/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Barthel Dreams LLC in Elk River, MN — $320K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$240K (75%)
Approval → funding
292 days
Approved
9/21/2023
First disbursed
7/9/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ProjectK9, Inc. in Naples, FL — $315K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$236K (75%)
Approval → funding
1 days
Approved
10/10/2022
First disbursed
10/11/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Set Sail Limitless LLC in Chandler, AZ — $310K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approval → funding
20 days
Approved
4/5/2023
First disbursed
4/25/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
JT2 Training Corp. in Mars, PA — $299K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$224K (75%)
Approval → funding
1 days
Approved
1/19/2023
First disbursed
1/20/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
M. SALGADO ENTERPRISES CORP. in Tampa, FL — $273K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$205K (75%)
Approval → funding
11 days
Approved
8/3/2023
First disbursed
8/14/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
JT2 Training Corp. in Mars, PA — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
19 days
Approved
1/19/2023
First disbursed
2/7/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Zoom Room? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Zoom Room businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Zoom Room purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$299K typical Zoom Room loan
2.7% failure rate (FY20–23)
9 lenders fund the brand
12 days typical to fund

Buyers researching a Zoom Room typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Zoom Room record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/zoom-room
API:: https://www.capbench.com/api/public/lenders?franchise=zoom-room
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.