Lender intelligence
Financing a convenience stores acquisition in New Jersey
The SBA 7(a) lenders funding the most convenience stores acquisitions in New Jersey, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance convenience stores in New Jersey
$660K
Typical loan
range $197K–$1.05M
$733K
Est. purchase price
≈ loan ÷ 90%
$98,083
Cash to close
$73,333 down + fees
$8,631/mo
Typical payment
~9.75% · 10yr
$119,108/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
4
Lenders competing
more = leverage
5.65%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in convenience stores · New Jersey
Ranked by funded convenience stores acquisitions in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.105 loans · $72M · Wilmington, DEFull record →
- 2.25 loans · $29M · Jersey City, NJFull record →
- 3.1,322 loans · $185M · Wilmington, DEFull record →
- 4.18 loans · $20M · Fort Lee, NJFull record →
6+ funded Convenience Stores in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SARANGPUR JAI HANUMAN LLC in Sicklerville, NJ — $197K (2024) · purchase · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.17% fixed
- Term
- 115 months
- SBA guaranteed
- $148K (75%)
- Approval → funding
- 8 days
- Approved
- 3/12/2024
- First disbursed
- 3/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $219K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $29K
- Monthly payment
- $2,476
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
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- Hainesville General Store LLC in Branchville, NJ — $660K (2022) · purchase · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $495K (75%)
- Approval → funding
- 12 days
- Approved
- 5/26/2022
- First disbursed
- 6/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $733K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $98K
- Monthly payment
- $4,152
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Provident Bank · Lender record →
Your business? Claim this record · Request removal
- Geetanjali LLC in Westville, NJ — $450K (2022) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 36 days
- Approved
- 12/2/2021
- First disbursed
- 1/7/2022
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $2,697
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- GOODLUCK FOOD MART INC dba Speedy Mart in Berlin, NJ — $1.1M (2021) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $945K (90%)
- Approval → funding
- 28 days
- Approved
- 6/16/2021
- First disbursed
- 7/14/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $117K
- Est. cash at closing
- $160K
- Monthly payment
- $6,138
- Annual debt service
- $74K
- Cash flow needed (1.25×)
- $92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- HRJV Inc in Vincentown, NJ — $192K (2021) · purchase · New Millennium Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 78 months
- SBA guaranteed
- $144K (75%)
- Approval → funding
- 0 days
- Approved
- 9/30/2021
- First disbursed
- 9/30/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $213K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $29K
- Monthly payment
- $2,866
- Annual debt service
- $34K
- Cash flow needed (1.25×)
- $43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by New Millennium Bank · Lender record →
Your business? Claim this record · Request removal
- BRAHMANI KHODIYAR LLC in Mount Holly, NJ — $1.1M (2020) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $841K (75%)
- Approval → funding
- 43 days
- Approved
- 9/2/2020
- First disbursed
- 10/15/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $125K
- Est. cash at closing
- $171K
- Monthly payment
- $6,553
- Annual debt service
- $79K
- Cash flow needed (1.25×)
- $98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
Financing a convenience stores deal in New Jersey? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a New Jersey project address.
Agent summary
How to finance a convenience stores acquisition in New Jersey with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New Jersey deals. Wilmington Savings Fund Society FSB funds the most here. CapBench is not a lender.
- $578K typical loan
- 4 lenders active in New Jersey
- 6+ funded New Jersey deals
- 28 days typical to fund
Buyers buying a convenience stores in New Jersey typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.